LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,732
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$19,315
−HK$592/mo
Today · 4.125%
HK$19,907
baseline
▲ 0.50% · 4.625%
HK$21,118
+HK$1,211/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,814/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,840
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,399
−HK$566/mo
Today · 4.125%
HK$21,965
baseline
▲ 0.50% · 4.625%
HK$23,123
+HK$1,158/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,930/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,479
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,178
−HK$710/mo
Today · 4.125%
HK$23,888
baseline
▲ 0.50% · 4.625%
HK$25,342
+HK$1,454/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$47,776/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,008
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,678
−HK$681/mo
Today · 4.125%
HK$26,359
baseline
▲ 0.50% · 4.625%
HK$27,748
+HK$1,389/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$52,718/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,225
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,041
−HK$829/mo
Today · 4.125%
HK$27,870
baseline
▲ 0.50% · 4.625%
HK$29,566
+HK$1,696/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$55,740/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,175
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,958
−HK$794/mo
Today · 4.125%
HK$30,752
baseline
▲ 0.50% · 4.625%
HK$32,373
+HK$1,621/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$61,504/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,718
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,767
−HK$1,066/mo
Today · 4.125%
HK$35,833
baseline
▲ 0.50% · 4.625%
HK$38,013
+HK$2,180/mo
Deposit HK$822K · loan HK$7.39M · min. income ≈ HK$71,666/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,511
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,517
−HK$1,021/mo
Today · 4.125%
HK$39,538
baseline
▲ 0.50% · 4.625%
HK$41,622
+HK$2,084/mo
Deposit HK$822K · loan HK$7.39M · min. income ≈ HK$79,076/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,452 · Scale 2, in force from 26 Feb 2026)