LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,335
−HK$11,747/mo
▼ 0.25% · 3.875%
HK$193,162
−HK$5,920/mo
Today · 4.125%
HK$199,082
baseline
▲ 0.50% · 4.625%
HK$211,196
+HK$12,114/mo
Deposit HK$41.08M · loan HK$41.08M · min. income ≈ HK$398,164/mo (50% DSR)
Upfront cash ≈ HK$44.57M (deposit + AVD stamp duty HK$3,491,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,408
−HK$11,259/mo
▼ 0.25% · 3.875%
HK$213,997
−HK$5,670/mo
Today · 4.125%
HK$219,667
baseline
▲ 0.50% · 4.625%
HK$231,246
+HK$11,579/mo
Deposit HK$41.08M · loan HK$41.08M · min. income ≈ HK$439,334/mo (50% DSR)
Upfront cash ≈ HK$44.57M (deposit + AVD stamp duty HK$3,491,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,802
−HK$14,097/mo
▼ 0.25% · 3.875%
HK$231,794
−HK$7,105/mo
Today · 4.125%
HK$238,899
baseline
▲ 0.50% · 4.625%
HK$253,435
+HK$14,536/mo
Deposit HK$32.86M · loan HK$49.29M · min. income ≈ HK$477,798/mo (50% DSR)
Upfront cash ≈ HK$36.35M (deposit + AVD stamp duty HK$3,491,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,089
−HK$13,512/mo
▼ 0.25% · 3.875%
HK$256,797
−HK$6,804/mo
Today · 4.125%
HK$263,601
baseline
▲ 0.50% · 4.625%
HK$277,496
+HK$13,895/mo
Deposit HK$32.86M · loan HK$49.29M · min. income ≈ HK$527,202/mo (50% DSR)
Upfront cash ≈ HK$36.35M (deposit + AVD stamp duty HK$3,491,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,268
−HK$16,447/mo
▼ 0.25% · 3.875%
HK$270,426
−HK$8,289/mo
Today · 4.125%
HK$278,715
baseline
▲ 0.50% · 4.625%
HK$295,674
+HK$16,959/mo
Deposit HK$24.65M · loan HK$57.51M · min. income ≈ HK$557,430/mo (50% DSR)
Upfront cash ≈ HK$28.14M (deposit + AVD stamp duty HK$3,491,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,771
−HK$15,763/mo
▼ 0.25% · 3.875%
HK$299,596
−HK$7,938/mo
Today · 4.125%
HK$307,534
baseline
▲ 0.50% · 4.625%
HK$323,745
+HK$16,211/mo
Deposit HK$24.65M · loan HK$57.51M · min. income ≈ HK$615,068/mo (50% DSR)
Upfront cash ≈ HK$28.14M (deposit + AVD stamp duty HK$3,491,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,202
−HK$21,146/mo
▼ 0.25% · 3.875%
HK$347,691
−HK$10,657/mo
Today · 4.125%
HK$358,348
baseline
▲ 0.50% · 4.625%
HK$380,152
+HK$21,804/mo
Deposit HK$8.22M · loan HK$73.94M · min. income ≈ HK$716,696/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$3,491,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$375,134
−HK$20,267/mo
▼ 0.25% · 3.875%
HK$385,195
−HK$10,206/mo
Today · 4.125%
HK$395,401
baseline
▲ 0.50% · 4.625%
HK$416,244
+HK$20,843/mo
Deposit HK$8.22M · loan HK$73.94M · min. income ≈ HK$790,802/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$3,491,590 · Scale 2, in force from 26 Feb 2026)