LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,735
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,317
−HK$592/mo
Today · 4.125%
HK$19,909
baseline
▲ 0.50% · 4.625%
HK$21,121
+HK$1,212/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,818/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,842
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,401
−HK$567/mo
Today · 4.125%
HK$21,968
baseline
▲ 0.50% · 4.625%
HK$23,126
+HK$1,158/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,936/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,482
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,181
−HK$710/mo
Today · 4.125%
HK$23,891
baseline
▲ 0.50% · 4.625%
HK$25,345
+HK$1,454/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$47,782/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,011
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,681
−HK$681/mo
Today · 4.125%
HK$26,362
baseline
▲ 0.50% · 4.625%
HK$27,751
+HK$1,389/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$52,724/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,229
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,044
−HK$829/mo
Today · 4.125%
HK$27,873
baseline
▲ 0.50% · 4.625%
HK$29,569
+HK$1,696/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$55,746/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,179
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,962
−HK$793/mo
Today · 4.125%
HK$30,755
baseline
▲ 0.50% · 4.625%
HK$32,377
+HK$1,622/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$61,510/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,722
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,771
−HK$1,066/mo
Today · 4.125%
HK$35,837
baseline
▲ 0.50% · 4.625%
HK$38,018
+HK$2,181/mo
Deposit HK$822K · loan HK$7.39M · min. income ≈ HK$71,674/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,516
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,522
−HK$1,021/mo
Today · 4.125%
HK$39,543
baseline
▲ 0.50% · 4.625%
HK$41,627
+HK$2,084/mo
Deposit HK$822K · loan HK$7.39M · min. income ≈ HK$79,086/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,481 · Scale 2, in force from 26 Feb 2026)