LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,351
−HK$11,748/mo
▼ 0.25% · 3.875%
HK$193,178
−HK$5,921/mo
Today · 4.125%
HK$199,099
baseline
▲ 0.50% · 4.625%
HK$211,214
+HK$12,115/mo
Deposit HK$41.08M · loan HK$41.08M · min. income ≈ HK$398,198/mo (50% DSR)
Upfront cash ≈ HK$44.57M (deposit + AVD stamp duty HK$3,491,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,426
−HK$11,261/mo
▼ 0.25% · 3.875%
HK$214,016
−HK$5,671/mo
Today · 4.125%
HK$219,687
baseline
▲ 0.50% · 4.625%
HK$231,266
+HK$11,579/mo
Deposit HK$41.08M · loan HK$41.08M · min. income ≈ HK$439,374/mo (50% DSR)
Upfront cash ≈ HK$44.57M (deposit + AVD stamp duty HK$3,491,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,821
−HK$14,098/mo
▼ 0.25% · 3.875%
HK$231,814
−HK$7,105/mo
Today · 4.125%
HK$238,919
baseline
▲ 0.50% · 4.625%
HK$253,457
+HK$14,538/mo
Deposit HK$32.86M · loan HK$49.30M · min. income ≈ HK$477,838/mo (50% DSR)
Upfront cash ≈ HK$36.36M (deposit + AVD stamp duty HK$3,491,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,111
−HK$13,513/mo
▼ 0.25% · 3.875%
HK$256,819
−HK$6,805/mo
Today · 4.125%
HK$263,624
baseline
▲ 0.50% · 4.625%
HK$277,520
+HK$13,896/mo
Deposit HK$32.86M · loan HK$49.30M · min. income ≈ HK$527,248/mo (50% DSR)
Upfront cash ≈ HK$36.36M (deposit + AVD stamp duty HK$3,491,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,291
−HK$16,448/mo
▼ 0.25% · 3.875%
HK$270,450
−HK$8,289/mo
Today · 4.125%
HK$278,739
baseline
▲ 0.50% · 4.625%
HK$295,700
+HK$16,961/mo
Deposit HK$24.65M · loan HK$57.51M · min. income ≈ HK$557,478/mo (50% DSR)
Upfront cash ≈ HK$28.14M (deposit + AVD stamp duty HK$3,491,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,796
−HK$15,765/mo
▼ 0.25% · 3.875%
HK$299,622
−HK$7,939/mo
Today · 4.125%
HK$307,561
baseline
▲ 0.50% · 4.625%
HK$323,773
+HK$16,212/mo
Deposit HK$24.65M · loan HK$57.51M · min. income ≈ HK$615,122/mo (50% DSR)
Upfront cash ≈ HK$28.14M (deposit + AVD stamp duty HK$3,491,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,231
−HK$21,148/mo
▼ 0.25% · 3.875%
HK$347,721
−HK$10,658/mo
Today · 4.125%
HK$358,379
baseline
▲ 0.50% · 4.625%
HK$380,185
+HK$21,806/mo
Deposit HK$8.22M · loan HK$73.95M · min. income ≈ HK$716,758/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$3,491,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$375,167
−HK$20,269/mo
▼ 0.25% · 3.875%
HK$385,228
−HK$10,208/mo
Today · 4.125%
HK$395,436
baseline
▲ 0.50% · 4.625%
HK$416,280
+HK$20,844/mo
Deposit HK$8.22M · loan HK$73.95M · min. income ≈ HK$790,872/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$3,491,893 · Scale 2, in force from 26 Feb 2026)