LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,356
−HK$11,748/mo
▼ 0.25% · 3.875%
HK$193,183
−HK$5,921/mo
Today · 4.125%
HK$199,104
baseline
▲ 0.50% · 4.625%
HK$211,219
+HK$12,115/mo
Deposit HK$41.08M · loan HK$41.08M · min. income ≈ HK$398,208/mo (50% DSR)
Upfront cash ≈ HK$44.57M (deposit + AVD stamp duty HK$3,491,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,431
−HK$11,261/mo
▼ 0.25% · 3.875%
HK$214,021
−HK$5,671/mo
Today · 4.125%
HK$219,692
baseline
▲ 0.50% · 4.625%
HK$231,272
+HK$11,580/mo
Deposit HK$41.08M · loan HK$41.08M · min. income ≈ HK$439,384/mo (50% DSR)
Upfront cash ≈ HK$44.57M (deposit + AVD stamp duty HK$3,491,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,827
−HK$14,098/mo
▼ 0.25% · 3.875%
HK$231,820
−HK$7,105/mo
Today · 4.125%
HK$238,925
baseline
▲ 0.50% · 4.625%
HK$253,463
+HK$14,538/mo
Deposit HK$32.87M · loan HK$49.30M · min. income ≈ HK$477,850/mo (50% DSR)
Upfront cash ≈ HK$36.36M (deposit + AVD stamp duty HK$3,491,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,117
−HK$13,513/mo
▼ 0.25% · 3.875%
HK$256,825
−HK$6,805/mo
Today · 4.125%
HK$263,630
baseline
▲ 0.50% · 4.625%
HK$277,527
+HK$13,897/mo
Deposit HK$32.87M · loan HK$49.30M · min. income ≈ HK$527,260/mo (50% DSR)
Upfront cash ≈ HK$36.36M (deposit + AVD stamp duty HK$3,491,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,298
−HK$16,448/mo
▼ 0.25% · 3.875%
HK$270,457
−HK$8,289/mo
Today · 4.125%
HK$278,746
baseline
▲ 0.50% · 4.625%
HK$295,707
+HK$16,961/mo
Deposit HK$24.65M · loan HK$57.51M · min. income ≈ HK$557,492/mo (50% DSR)
Upfront cash ≈ HK$28.14M (deposit + AVD stamp duty HK$3,491,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,804
−HK$15,765/mo
▼ 0.25% · 3.875%
HK$299,630
−HK$7,939/mo
Today · 4.125%
HK$307,569
baseline
▲ 0.50% · 4.625%
HK$323,781
+HK$16,212/mo
Deposit HK$24.65M · loan HK$57.51M · min. income ≈ HK$615,138/mo (50% DSR)
Upfront cash ≈ HK$28.14M (deposit + AVD stamp duty HK$3,491,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,240
−HK$21,148/mo
▼ 0.25% · 3.875%
HK$347,730
−HK$10,658/mo
Today · 4.125%
HK$358,388
baseline
▲ 0.50% · 4.625%
HK$380,195
+HK$21,807/mo
Deposit HK$8.22M · loan HK$73.95M · min. income ≈ HK$716,776/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$3,491,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$375,176
−HK$20,270/mo
▼ 0.25% · 3.875%
HK$385,238
−HK$10,208/mo
Today · 4.125%
HK$395,446
baseline
▲ 0.50% · 4.625%
HK$416,290
+HK$20,844/mo
Deposit HK$8.22M · loan HK$73.95M · min. income ≈ HK$790,892/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$3,491,980 · Scale 2, in force from 26 Feb 2026)