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Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$82.17M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$262,324
−HK$16,450/mo
▼ 0.25% · 3.875%
HK$270,483
−HK$8,291/mo
Today · 4.125%
HK$278,774
baseline
▲ 0.50% · 4.625%
HK$295,736
+HK$16,962/mo
Deposit HK$24.65M · loan HK$57.52M · min. income ≈ HK$557,548/mo (50% DSR)
Upfront cash ≈ HK$28.14M (deposit + AVD stamp duty HK$3,492,324 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.