LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,380
−HK$11,750/mo
▼ 0.25% · 3.875%
HK$193,208
−HK$5,922/mo
Today · 4.125%
HK$199,130
baseline
▲ 0.50% · 4.625%
HK$211,247
+HK$12,117/mo
Deposit HK$41.09M · loan HK$41.09M · min. income ≈ HK$398,260/mo (50% DSR)
Upfront cash ≈ HK$44.58M (deposit + AVD stamp duty HK$3,492,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,458
−HK$11,263/mo
▼ 0.25% · 3.875%
HK$214,049
−HK$5,672/mo
Today · 4.125%
HK$219,721
baseline
▲ 0.50% · 4.625%
HK$231,302
+HK$11,581/mo
Deposit HK$41.09M · loan HK$41.09M · min. income ≈ HK$439,442/mo (50% DSR)
Upfront cash ≈ HK$44.58M (deposit + AVD stamp duty HK$3,492,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,856
−HK$14,100/mo
▼ 0.25% · 3.875%
HK$231,850
−HK$7,106/mo
Today · 4.125%
HK$238,956
baseline
▲ 0.50% · 4.625%
HK$253,496
+HK$14,540/mo
Deposit HK$32.87M · loan HK$49.30M · min. income ≈ HK$477,912/mo (50% DSR)
Upfront cash ≈ HK$36.36M (deposit + AVD stamp duty HK$3,492,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,150
−HK$13,515/mo
▼ 0.25% · 3.875%
HK$256,859
−HK$6,806/mo
Today · 4.125%
HK$263,665
baseline
▲ 0.50% · 4.625%
HK$277,563
+HK$13,898/mo
Deposit HK$32.87M · loan HK$49.30M · min. income ≈ HK$527,330/mo (50% DSR)
Upfront cash ≈ HK$36.36M (deposit + AVD stamp duty HK$3,492,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,332
−HK$16,450/mo
▼ 0.25% · 3.875%
HK$270,492
−HK$8,290/mo
Today · 4.125%
HK$278,782
baseline
▲ 0.50% · 4.625%
HK$295,746
+HK$16,964/mo
Deposit HK$24.65M · loan HK$57.52M · min. income ≈ HK$557,564/mo (50% DSR)
Upfront cash ≈ HK$28.14M (deposit + AVD stamp duty HK$3,492,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,841
−HK$15,768/mo
▼ 0.25% · 3.875%
HK$299,668
−HK$7,941/mo
Today · 4.125%
HK$307,609
baseline
▲ 0.50% · 4.625%
HK$323,823
+HK$16,214/mo
Deposit HK$24.65M · loan HK$57.52M · min. income ≈ HK$615,218/mo (50% DSR)
Upfront cash ≈ HK$28.14M (deposit + AVD stamp duty HK$3,492,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,284
−HK$21,150/mo
▼ 0.25% · 3.875%
HK$347,775
−HK$10,659/mo
Today · 4.125%
HK$358,434
baseline
▲ 0.50% · 4.625%
HK$380,244
+HK$21,810/mo
Deposit HK$8.22M · loan HK$73.96M · min. income ≈ HK$716,868/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$3,492,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$375,225
−HK$20,272/mo
▼ 0.25% · 3.875%
HK$385,288
−HK$10,209/mo
Today · 4.125%
HK$395,497
baseline
▲ 0.50% · 4.625%
HK$416,344
+HK$20,847/mo
Deposit HK$8.22M · loan HK$73.96M · min. income ≈ HK$790,994/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$3,492,433 · Scale 2, in force from 26 Feb 2026)