LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,409
−HK$11,753/mo
▼ 0.25% · 3.875%
HK$193,239
−HK$5,923/mo
Today · 4.125%
HK$199,162
baseline
▲ 0.50% · 4.625%
HK$211,280
+HK$12,118/mo
Deposit HK$41.09M · loan HK$41.09M · min. income ≈ HK$398,324/mo (50% DSR)
Upfront cash ≈ HK$44.59M (deposit + AVD stamp duty HK$3,492,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,491
−HK$11,264/mo
▼ 0.25% · 3.875%
HK$214,083
−HK$5,672/mo
Today · 4.125%
HK$219,755
baseline
▲ 0.50% · 4.625%
HK$231,339
+HK$11,584/mo
Deposit HK$41.09M · loan HK$41.09M · min. income ≈ HK$439,510/mo (50% DSR)
Upfront cash ≈ HK$44.59M (deposit + AVD stamp duty HK$3,492,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,891
−HK$14,103/mo
▼ 0.25% · 3.875%
HK$231,887
−HK$7,107/mo
Today · 4.125%
HK$238,994
baseline
▲ 0.50% · 4.625%
HK$253,536
+HK$14,542/mo
Deposit HK$32.88M · loan HK$49.31M · min. income ≈ HK$477,988/mo (50% DSR)
Upfront cash ≈ HK$36.37M (deposit + AVD stamp duty HK$3,492,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,189
−HK$13,517/mo
▼ 0.25% · 3.875%
HK$256,899
−HK$6,807/mo
Today · 4.125%
HK$263,706
baseline
▲ 0.50% · 4.625%
HK$277,607
+HK$13,901/mo
Deposit HK$32.88M · loan HK$49.31M · min. income ≈ HK$527,412/mo (50% DSR)
Upfront cash ≈ HK$36.37M (deposit + AVD stamp duty HK$3,492,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,373
−HK$16,453/mo
▼ 0.25% · 3.875%
HK$270,535
−HK$8,291/mo
Today · 4.125%
HK$278,826
baseline
▲ 0.50% · 4.625%
HK$295,792
+HK$16,966/mo
Deposit HK$24.66M · loan HK$57.53M · min. income ≈ HK$557,652/mo (50% DSR)
Upfront cash ≈ HK$28.15M (deposit + AVD stamp duty HK$3,492,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,888
−HK$15,769/mo
▼ 0.25% · 3.875%
HK$299,716
−HK$7,941/mo
Today · 4.125%
HK$307,657
baseline
▲ 0.50% · 4.625%
HK$323,874
+HK$16,217/mo
Deposit HK$24.66M · loan HK$57.53M · min. income ≈ HK$615,314/mo (50% DSR)
Upfront cash ≈ HK$28.15M (deposit + AVD stamp duty HK$3,492,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,337
−HK$21,154/mo
▼ 0.25% · 3.875%
HK$347,830
−HK$10,661/mo
Today · 4.125%
HK$358,491
baseline
▲ 0.50% · 4.625%
HK$380,304
+HK$21,813/mo
Deposit HK$8.22M · loan HK$73.97M · min. income ≈ HK$716,982/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$3,492,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$375,284
−HK$20,276/mo
▼ 0.25% · 3.875%
HK$385,349
−HK$10,211/mo
Today · 4.125%
HK$395,560
baseline
▲ 0.50% · 4.625%
HK$416,410
+HK$20,850/mo
Deposit HK$8.22M · loan HK$73.97M · min. income ≈ HK$791,120/mo (50% DSR)
Upfront cash ≈ HK$11.71M (deposit + AVD stamp duty HK$3,492,986 · Scale 2, in force from 26 Feb 2026)