LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,749
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,332
−HK$593/mo
Today · 4.125%
HK$19,925
baseline
▲ 0.50% · 4.625%
HK$21,137
+HK$1,212/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,850/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,858
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,417
−HK$568/mo
Today · 4.125%
HK$21,985
baseline
▲ 0.50% · 4.625%
HK$23,144
+HK$1,159/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,970/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,499
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,198
−HK$711/mo
Today · 4.125%
HK$23,909
baseline
▲ 0.50% · 4.625%
HK$25,364
+HK$1,455/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$47,818/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,029
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,701
−HK$681/mo
Today · 4.125%
HK$26,382
baseline
▲ 0.50% · 4.625%
HK$27,772
+HK$1,390/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$52,764/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,248
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,065
−HK$829/mo
Today · 4.125%
HK$27,894
baseline
▲ 0.50% · 4.625%
HK$29,592
+HK$1,698/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,788/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,201
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,984
−HK$795/mo
Today · 4.125%
HK$30,779
baseline
▲ 0.50% · 4.625%
HK$32,401
+HK$1,622/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,558/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,748
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,798
−HK$1,066/mo
Today · 4.125%
HK$35,864
baseline
▲ 0.50% · 4.625%
HK$38,046
+HK$2,182/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$71,728/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,544
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,551
−HK$1,022/mo
Today · 4.125%
HK$39,573
baseline
▲ 0.50% · 4.625%
HK$41,658
+HK$2,085/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$79,146/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,668 · Scale 2, in force from 26 Feb 2026)