LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,494
−HK$11,757/mo
▼ 0.25% · 3.875%
HK$193,326
−HK$5,925/mo
Today · 4.125%
HK$199,251
baseline
▲ 0.50% · 4.625%
HK$211,375
+HK$12,124/mo
Deposit HK$41.11M · loan HK$41.11M · min. income ≈ HK$398,502/mo (50% DSR)
Upfront cash ≈ HK$44.61M (deposit + AVD stamp duty HK$3,494,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,585
−HK$11,269/mo
▼ 0.25% · 3.875%
HK$214,179
−HK$5,675/mo
Today · 4.125%
HK$219,854
baseline
▲ 0.50% · 4.625%
HK$231,443
+HK$11,589/mo
Deposit HK$41.11M · loan HK$41.11M · min. income ≈ HK$439,708/mo (50% DSR)
Upfront cash ≈ HK$44.61M (deposit + AVD stamp duty HK$3,494,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,993
−HK$14,109/mo
▼ 0.25% · 3.875%
HK$231,991
−HK$7,111/mo
Today · 4.125%
HK$239,102
baseline
▲ 0.50% · 4.625%
HK$253,650
+HK$14,548/mo
Deposit HK$32.89M · loan HK$49.33M · min. income ≈ HK$478,204/mo (50% DSR)
Upfront cash ≈ HK$36.38M (deposit + AVD stamp duty HK$3,494,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,302
−HK$13,523/mo
▼ 0.25% · 3.875%
HK$257,015
−HK$6,810/mo
Today · 4.125%
HK$263,825
baseline
▲ 0.50% · 4.625%
HK$277,732
+HK$13,907/mo
Deposit HK$32.89M · loan HK$49.33M · min. income ≈ HK$527,650/mo (50% DSR)
Upfront cash ≈ HK$36.38M (deposit + AVD stamp duty HK$3,494,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,491
−HK$16,461/mo
▼ 0.25% · 3.875%
HK$270,656
−HK$8,296/mo
Today · 4.125%
HK$278,952
baseline
▲ 0.50% · 4.625%
HK$295,926
+HK$16,974/mo
Deposit HK$24.67M · loan HK$57.56M · min. income ≈ HK$557,904/mo (50% DSR)
Upfront cash ≈ HK$28.16M (deposit + AVD stamp duty HK$3,494,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,019
−HK$15,777/mo
▼ 0.25% · 3.875%
HK$299,851
−HK$7,945/mo
Today · 4.125%
HK$307,796
baseline
▲ 0.50% · 4.625%
HK$324,020
+HK$16,224/mo
Deposit HK$24.67M · loan HK$57.56M · min. income ≈ HK$615,592/mo (50% DSR)
Upfront cash ≈ HK$28.16M (deposit + AVD stamp duty HK$3,494,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,489
−HK$21,163/mo
▼ 0.25% · 3.875%
HK$347,987
−HK$10,665/mo
Today · 4.125%
HK$358,652
baseline
▲ 0.50% · 4.625%
HK$380,476
+HK$21,824/mo
Deposit HK$8.22M · loan HK$74.00M · min. income ≈ HK$717,304/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$3,494,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$375,453
−HK$20,285/mo
▼ 0.25% · 3.875%
HK$385,523
−HK$10,215/mo
Today · 4.125%
HK$395,738
baseline
▲ 0.50% · 4.625%
HK$416,598
+HK$20,860/mo
Deposit HK$8.22M · loan HK$74.00M · min. income ≈ HK$791,476/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$3,494,559 · Scale 2, in force from 26 Feb 2026)