LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,543
−HK$11,761/mo
▼ 0.25% · 3.875%
HK$193,377
−HK$5,927/mo
Today · 4.125%
HK$199,304
baseline
▲ 0.50% · 4.625%
HK$211,431
+HK$12,127/mo
Deposit HK$41.12M · loan HK$41.12M · min. income ≈ HK$398,608/mo (50% DSR)
Upfront cash ≈ HK$44.62M (deposit + AVD stamp duty HK$3,495,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,640
−HK$11,272/mo
▼ 0.25% · 3.875%
HK$214,235
−HK$5,677/mo
Today · 4.125%
HK$219,912
baseline
▲ 0.50% · 4.625%
HK$231,504
+HK$11,592/mo
Deposit HK$41.12M · loan HK$41.12M · min. income ≈ HK$439,824/mo (50% DSR)
Upfront cash ≈ HK$44.62M (deposit + AVD stamp duty HK$3,495,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,052
−HK$14,112/mo
▼ 0.25% · 3.875%
HK$232,052
−HK$7,112/mo
Today · 4.125%
HK$239,164
baseline
▲ 0.50% · 4.625%
HK$253,717
+HK$14,553/mo
Deposit HK$32.90M · loan HK$49.35M · min. income ≈ HK$478,328/mo (50% DSR)
Upfront cash ≈ HK$36.39M (deposit + AVD stamp duty HK$3,495,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,368
−HK$13,526/mo
▼ 0.25% · 3.875%
HK$257,082
−HK$6,812/mo
Today · 4.125%
HK$263,894
baseline
▲ 0.50% · 4.625%
HK$277,804
+HK$13,910/mo
Deposit HK$32.90M · loan HK$49.35M · min. income ≈ HK$527,788/mo (50% DSR)
Upfront cash ≈ HK$36.39M (deposit + AVD stamp duty HK$3,495,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,560
−HK$16,465/mo
▼ 0.25% · 3.875%
HK$270,727
−HK$8,298/mo
Today · 4.125%
HK$279,025
baseline
▲ 0.50% · 4.625%
HK$296,003
+HK$16,978/mo
Deposit HK$24.67M · loan HK$57.57M · min. income ≈ HK$558,050/mo (50% DSR)
Upfront cash ≈ HK$28.17M (deposit + AVD stamp duty HK$3,495,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,096
−HK$15,781/mo
▼ 0.25% · 3.875%
HK$299,929
−HK$7,948/mo
Today · 4.125%
HK$307,877
baseline
▲ 0.50% · 4.625%
HK$324,105
+HK$16,228/mo
Deposit HK$24.67M · loan HK$57.57M · min. income ≈ HK$615,754/mo (50% DSR)
Upfront cash ≈ HK$28.17M (deposit + AVD stamp duty HK$3,495,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,577
−HK$21,169/mo
▼ 0.25% · 3.875%
HK$348,078
−HK$10,668/mo
Today · 4.125%
HK$358,746
baseline
▲ 0.50% · 4.625%
HK$380,575
+HK$21,829/mo
Deposit HK$8.22M · loan HK$74.02M · min. income ≈ HK$717,492/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$3,495,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$375,551
−HK$20,290/mo
▼ 0.25% · 3.875%
HK$385,623
−HK$10,218/mo
Today · 4.125%
HK$395,841
baseline
▲ 0.50% · 4.625%
HK$416,707
+HK$20,866/mo
Deposit HK$8.22M · loan HK$74.02M · min. income ≈ HK$791,682/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$3,495,474 · Scale 2, in force from 26 Feb 2026)