LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,755
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,339
−HK$593/mo
Today · 4.125%
HK$19,932
baseline
▲ 0.50% · 4.625%
HK$21,144
+HK$1,212/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,864/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,865
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,425
−HK$567/mo
Today · 4.125%
HK$21,992
baseline
▲ 0.50% · 4.625%
HK$23,152
+HK$1,160/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,984/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,507
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,207
−HK$711/mo
Today · 4.125%
HK$23,918
baseline
▲ 0.50% · 4.625%
HK$25,373
+HK$1,455/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$47,836/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,038
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,710
−HK$681/mo
Today · 4.125%
HK$26,391
baseline
▲ 0.50% · 4.625%
HK$27,782
+HK$1,391/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$52,782/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,258
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,074
−HK$830/mo
Today · 4.125%
HK$27,904
baseline
▲ 0.50% · 4.625%
HK$29,602
+HK$1,698/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,808/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,211
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,995
−HK$794/mo
Today · 4.125%
HK$30,789
baseline
▲ 0.50% · 4.625%
HK$32,412
+HK$1,623/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,578/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,760
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,810
−HK$1,067/mo
Today · 4.125%
HK$35,877
baseline
▲ 0.50% · 4.625%
HK$38,060
+HK$2,183/mo
Deposit HK$823K · loan HK$7.40M · min. income ≈ HK$71,754/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,557
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,565
−HK$1,021/mo
Today · 4.125%
HK$39,586
baseline
▲ 0.50% · 4.625%
HK$41,673
+HK$2,087/mo
Deposit HK$823K · loan HK$7.40M · min. income ≈ HK$79,172/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,755 · Scale 2, in force from 26 Feb 2026)