LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,565
−HK$11,762/mo
▼ 0.25% · 3.875%
HK$193,399
−HK$5,928/mo
Today · 4.125%
HK$199,327
baseline
▲ 0.50% · 4.625%
HK$211,455
+HK$12,128/mo
Deposit HK$41.13M · loan HK$41.13M · min. income ≈ HK$398,654/mo (50% DSR)
Upfront cash ≈ HK$44.62M (deposit + AVD stamp duty HK$3,495,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,664
−HK$11,274/mo
▼ 0.25% · 3.875%
HK$214,260
−HK$5,678/mo
Today · 4.125%
HK$219,938
baseline
▲ 0.50% · 4.625%
HK$231,531
+HK$11,593/mo
Deposit HK$41.13M · loan HK$41.13M · min. income ≈ HK$439,876/mo (50% DSR)
Upfront cash ≈ HK$44.62M (deposit + AVD stamp duty HK$3,495,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,078
−HK$14,114/mo
▼ 0.25% · 3.875%
HK$232,079
−HK$7,113/mo
Today · 4.125%
HK$239,192
baseline
▲ 0.50% · 4.625%
HK$253,747
+HK$14,555/mo
Deposit HK$32.90M · loan HK$49.35M · min. income ≈ HK$478,384/mo (50% DSR)
Upfront cash ≈ HK$36.40M (deposit + AVD stamp duty HK$3,495,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,397
−HK$13,528/mo
▼ 0.25% · 3.875%
HK$257,112
−HK$6,813/mo
Today · 4.125%
HK$263,925
baseline
▲ 0.50% · 4.625%
HK$277,837
+HK$13,912/mo
Deposit HK$32.90M · loan HK$49.35M · min. income ≈ HK$527,850/mo (50% DSR)
Upfront cash ≈ HK$36.40M (deposit + AVD stamp duty HK$3,495,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,591
−HK$16,467/mo
▼ 0.25% · 3.875%
HK$270,759
−HK$8,299/mo
Today · 4.125%
HK$279,058
baseline
▲ 0.50% · 4.625%
HK$296,038
+HK$16,980/mo
Deposit HK$24.68M · loan HK$57.58M · min. income ≈ HK$558,116/mo (50% DSR)
Upfront cash ≈ HK$28.17M (deposit + AVD stamp duty HK$3,495,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,130
−HK$15,783/mo
▼ 0.25% · 3.875%
HK$299,965
−HK$7,948/mo
Today · 4.125%
HK$307,913
baseline
▲ 0.50% · 4.625%
HK$324,143
+HK$16,230/mo
Deposit HK$24.68M · loan HK$57.58M · min. income ≈ HK$615,826/mo (50% DSR)
Upfront cash ≈ HK$28.17M (deposit + AVD stamp duty HK$3,495,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,617
−HK$21,171/mo
▼ 0.25% · 3.875%
HK$348,119
−HK$10,669/mo
Today · 4.125%
HK$358,788
baseline
▲ 0.50% · 4.625%
HK$380,620
+HK$21,832/mo
Deposit HK$8.23M · loan HK$74.03M · min. income ≈ HK$717,576/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$3,495,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$375,595
−HK$20,293/mo
▼ 0.25% · 3.875%
HK$385,669
−HK$10,219/mo
Today · 4.125%
HK$395,888
baseline
▲ 0.50% · 4.625%
HK$416,755
+HK$20,867/mo
Deposit HK$8.23M · loan HK$74.03M · min. income ≈ HK$791,776/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$3,495,884 · Scale 2, in force from 26 Feb 2026)