LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,566
−HK$11,762/mo
▼ 0.25% · 3.875%
HK$193,401
−HK$5,927/mo
Today · 4.125%
HK$199,328
baseline
▲ 0.50% · 4.625%
HK$211,457
+HK$12,129/mo
Deposit HK$41.13M · loan HK$41.13M · min. income ≈ HK$398,656/mo (50% DSR)
Upfront cash ≈ HK$44.62M (deposit + AVD stamp duty HK$3,495,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,666
−HK$11,273/mo
▼ 0.25% · 3.875%
HK$214,262
−HK$5,677/mo
Today · 4.125%
HK$219,939
baseline
▲ 0.50% · 4.625%
HK$231,532
+HK$11,593/mo
Deposit HK$41.13M · loan HK$41.13M · min. income ≈ HK$439,878/mo (50% DSR)
Upfront cash ≈ HK$44.62M (deposit + AVD stamp duty HK$3,495,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,080
−HK$14,114/mo
▼ 0.25% · 3.875%
HK$232,081
−HK$7,113/mo
Today · 4.125%
HK$239,194
baseline
▲ 0.50% · 4.625%
HK$253,748
+HK$14,554/mo
Deposit HK$32.90M · loan HK$49.35M · min. income ≈ HK$478,388/mo (50% DSR)
Upfront cash ≈ HK$36.40M (deposit + AVD stamp duty HK$3,495,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,399
−HK$13,528/mo
▼ 0.25% · 3.875%
HK$257,114
−HK$6,813/mo
Today · 4.125%
HK$263,927
baseline
▲ 0.50% · 4.625%
HK$277,839
+HK$13,912/mo
Deposit HK$32.90M · loan HK$49.35M · min. income ≈ HK$527,854/mo (50% DSR)
Upfront cash ≈ HK$36.40M (deposit + AVD stamp duty HK$3,495,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,593
−HK$16,467/mo
▼ 0.25% · 3.875%
HK$270,761
−HK$8,299/mo
Today · 4.125%
HK$279,060
baseline
▲ 0.50% · 4.625%
HK$296,040
+HK$16,980/mo
Deposit HK$24.68M · loan HK$57.58M · min. income ≈ HK$558,120/mo (50% DSR)
Upfront cash ≈ HK$28.17M (deposit + AVD stamp duty HK$3,495,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,132
−HK$15,783/mo
▼ 0.25% · 3.875%
HK$299,967
−HK$7,948/mo
Today · 4.125%
HK$307,915
baseline
▲ 0.50% · 4.625%
HK$324,145
+HK$16,230/mo
Deposit HK$24.68M · loan HK$57.58M · min. income ≈ HK$615,830/mo (50% DSR)
Upfront cash ≈ HK$28.17M (deposit + AVD stamp duty HK$3,495,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,619
−HK$21,172/mo
▼ 0.25% · 3.875%
HK$348,121
−HK$10,670/mo
Today · 4.125%
HK$358,791
baseline
▲ 0.50% · 4.625%
HK$380,623
+HK$21,832/mo
Deposit HK$8.23M · loan HK$74.03M · min. income ≈ HK$717,582/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$3,495,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$375,598
−HK$20,293/mo
▼ 0.25% · 3.875%
HK$385,671
−HK$10,220/mo
Today · 4.125%
HK$395,891
baseline
▲ 0.50% · 4.625%
HK$416,758
+HK$20,867/mo
Deposit HK$8.23M · loan HK$74.03M · min. income ≈ HK$791,782/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$3,495,909 · Scale 2, in force from 26 Feb 2026)