LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,757
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,340
−HK$593/mo
Today · 4.125%
HK$19,933
baseline
▲ 0.50% · 4.625%
HK$21,146
+HK$1,213/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,866/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,867
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,427
−HK$567/mo
Today · 4.125%
HK$21,994
baseline
▲ 0.50% · 4.625%
HK$23,154
+HK$1,160/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,988/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,508
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,209
−HK$711/mo
Today · 4.125%
HK$23,920
baseline
▲ 0.50% · 4.625%
HK$25,375
+HK$1,455/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$47,840/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,040
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,712
−HK$681/mo
Today · 4.125%
HK$26,393
baseline
▲ 0.50% · 4.625%
HK$27,784
+HK$1,391/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$52,786/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,260
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,077
−HK$830/mo
Today · 4.125%
HK$27,907
baseline
▲ 0.50% · 4.625%
HK$29,605
+HK$1,698/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,814/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,214
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,997
−HK$795/mo
Today · 4.125%
HK$30,792
baseline
▲ 0.50% · 4.625%
HK$32,415
+HK$1,623/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,584/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,763
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,813
−HK$1,067/mo
Today · 4.125%
HK$35,880
baseline
▲ 0.50% · 4.625%
HK$38,063
+HK$2,183/mo
Deposit HK$823K · loan HK$7.40M · min. income ≈ HK$71,760/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,561
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,568
−HK$1,022/mo
Today · 4.125%
HK$39,590
baseline
▲ 0.50% · 4.625%
HK$41,677
+HK$2,087/mo
Deposit HK$823K · loan HK$7.40M · min. income ≈ HK$79,180/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,775 · Scale 2, in force from 26 Feb 2026)