LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,619
−HK$11,766/mo
▼ 0.25% · 3.875%
HK$193,455
−HK$5,930/mo
Today · 4.125%
HK$199,385
baseline
▲ 0.50% · 4.625%
HK$211,517
+HK$12,132/mo
Deposit HK$41.14M · loan HK$41.14M · min. income ≈ HK$398,770/mo (50% DSR)
Upfront cash ≈ HK$44.64M (deposit + AVD stamp duty HK$3,496,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,725
−HK$11,276/mo
▼ 0.25% · 3.875%
HK$214,323
−HK$5,678/mo
Today · 4.125%
HK$220,001
baseline
▲ 0.50% · 4.625%
HK$231,598
+HK$11,597/mo
Deposit HK$41.14M · loan HK$41.14M · min. income ≈ HK$440,002/mo (50% DSR)
Upfront cash ≈ HK$44.64M (deposit + AVD stamp duty HK$3,496,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,143
−HK$14,119/mo
▼ 0.25% · 3.875%
HK$232,147
−HK$7,115/mo
Today · 4.125%
HK$239,262
baseline
▲ 0.50% · 4.625%
HK$253,820
+HK$14,558/mo
Deposit HK$32.91M · loan HK$49.37M · min. income ≈ HK$478,524/mo (50% DSR)
Upfront cash ≈ HK$36.41M (deposit + AVD stamp duty HK$3,496,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,470
−HK$13,532/mo
▼ 0.25% · 3.875%
HK$257,187
−HK$6,815/mo
Today · 4.125%
HK$264,002
baseline
▲ 0.50% · 4.625%
HK$277,918
+HK$13,916/mo
Deposit HK$32.91M · loan HK$49.37M · min. income ≈ HK$528,004/mo (50% DSR)
Upfront cash ≈ HK$36.41M (deposit + AVD stamp duty HK$3,496,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,667
−HK$16,472/mo
▼ 0.25% · 3.875%
HK$270,838
−HK$8,301/mo
Today · 4.125%
HK$279,139
baseline
▲ 0.50% · 4.625%
HK$296,124
+HK$16,985/mo
Deposit HK$24.68M · loan HK$57.60M · min. income ≈ HK$558,278/mo (50% DSR)
Upfront cash ≈ HK$28.18M (deposit + AVD stamp duty HK$3,496,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,215
−HK$15,787/mo
▼ 0.25% · 3.875%
HK$300,052
−HK$7,950/mo
Today · 4.125%
HK$308,002
baseline
▲ 0.50% · 4.625%
HK$324,237
+HK$16,235/mo
Deposit HK$24.68M · loan HK$57.60M · min. income ≈ HK$616,004/mo (50% DSR)
Upfront cash ≈ HK$28.18M (deposit + AVD stamp duty HK$3,496,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,715
−HK$21,178/mo
▼ 0.25% · 3.875%
HK$348,220
−HK$10,673/mo
Today · 4.125%
HK$358,893
baseline
▲ 0.50% · 4.625%
HK$380,730
+HK$21,837/mo
Deposit HK$8.23M · loan HK$74.05M · min. income ≈ HK$717,786/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$3,496,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$375,704
−HK$20,299/mo
▼ 0.25% · 3.875%
HK$385,781
−HK$10,222/mo
Today · 4.125%
HK$396,003
baseline
▲ 0.50% · 4.625%
HK$416,876
+HK$20,873/mo
Deposit HK$8.23M · loan HK$74.05M · min. income ≈ HK$792,006/mo (50% DSR)
Upfront cash ≈ HK$11.72M (deposit + AVD stamp duty HK$3,496,899 · Scale 2, in force from 26 Feb 2026)