LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,644
−HK$11,767/mo
▼ 0.25% · 3.875%
HK$193,481
−HK$5,930/mo
Today · 4.125%
HK$199,411
baseline
▲ 0.50% · 4.625%
HK$211,545
+HK$12,134/mo
Deposit HK$41.15M · loan HK$41.15M · min. income ≈ HK$398,822/mo (50% DSR)
Upfront cash ≈ HK$44.64M (deposit + AVD stamp duty HK$3,497,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,752
−HK$11,278/mo
▼ 0.25% · 3.875%
HK$214,351
−HK$5,679/mo
Today · 4.125%
HK$220,030
baseline
▲ 0.50% · 4.625%
HK$231,628
+HK$11,598/mo
Deposit HK$41.15M · loan HK$41.15M · min. income ≈ HK$440,060/mo (50% DSR)
Upfront cash ≈ HK$44.64M (deposit + AVD stamp duty HK$3,497,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,173
−HK$14,120/mo
▼ 0.25% · 3.875%
HK$232,177
−HK$7,116/mo
Today · 4.125%
HK$239,293
baseline
▲ 0.50% · 4.625%
HK$253,854
+HK$14,561/mo
Deposit HK$32.92M · loan HK$49.37M · min. income ≈ HK$478,586/mo (50% DSR)
Upfront cash ≈ HK$36.41M (deposit + AVD stamp duty HK$3,497,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,502
−HK$13,534/mo
▼ 0.25% · 3.875%
HK$257,221
−HK$6,815/mo
Today · 4.125%
HK$264,036
baseline
▲ 0.50% · 4.625%
HK$277,954
+HK$13,918/mo
Deposit HK$32.92M · loan HK$49.37M · min. income ≈ HK$528,072/mo (50% DSR)
Upfront cash ≈ HK$36.41M (deposit + AVD stamp duty HK$3,497,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,702
−HK$16,473/mo
▼ 0.25% · 3.875%
HK$270,873
−HK$8,302/mo
Today · 4.125%
HK$279,175
baseline
▲ 0.50% · 4.625%
HK$296,162
+HK$16,987/mo
Deposit HK$24.69M · loan HK$57.60M · min. income ≈ HK$558,350/mo (50% DSR)
Upfront cash ≈ HK$28.18M (deposit + AVD stamp duty HK$3,497,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,253
−HK$15,789/mo
▼ 0.25% · 3.875%
HK$300,091
−HK$7,951/mo
Today · 4.125%
HK$308,042
baseline
▲ 0.50% · 4.625%
HK$324,280
+HK$16,238/mo
Deposit HK$24.69M · loan HK$57.60M · min. income ≈ HK$616,084/mo (50% DSR)
Upfront cash ≈ HK$28.18M (deposit + AVD stamp duty HK$3,497,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,759
−HK$21,181/mo
▼ 0.25% · 3.875%
HK$348,265
−HK$10,675/mo
Today · 4.125%
HK$358,940
baseline
▲ 0.50% · 4.625%
HK$380,780
+HK$21,840/mo
Deposit HK$8.23M · loan HK$74.06M · min. income ≈ HK$717,880/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$3,497,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$375,754
−HK$20,301/mo
▼ 0.25% · 3.875%
HK$385,831
−HK$10,224/mo
Today · 4.125%
HK$396,055
baseline
▲ 0.50% · 4.625%
HK$416,931
+HK$20,876/mo
Deposit HK$8.23M · loan HK$74.06M · min. income ≈ HK$792,110/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$3,497,357 · Scale 2, in force from 26 Feb 2026)