LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,765
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,349
−HK$593/mo
Today · 4.125%
HK$19,942
baseline
▲ 0.50% · 4.625%
HK$21,155
+HK$1,213/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,884/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,876
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,436
−HK$568/mo
Today · 4.125%
HK$22,004
baseline
▲ 0.50% · 4.625%
HK$23,163
+HK$1,159/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$44,008/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,518
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,218
−HK$712/mo
Today · 4.125%
HK$23,930
baseline
▲ 0.50% · 4.625%
HK$25,386
+HK$1,456/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$47,860/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,051
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,723
−HK$681/mo
Today · 4.125%
HK$26,404
baseline
▲ 0.50% · 4.625%
HK$27,796
+HK$1,392/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$52,808/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,271
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,088
−HK$830/mo
Today · 4.125%
HK$27,918
baseline
▲ 0.50% · 4.625%
HK$29,617
+HK$1,699/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,836/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$246,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,226
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,010
−HK$795/mo
Today · 4.125%
HK$30,805
baseline
▲ 0.50% · 4.625%
HK$32,429
+HK$1,624/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,610/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$246,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,777
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,827
−HK$1,068/mo
Today · 4.125%
HK$35,895
baseline
▲ 0.50% · 4.625%
HK$38,079
+HK$2,184/mo
Deposit HK$823K · loan HK$7.41M · min. income ≈ HK$71,790/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,576
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,584
−HK$1,022/mo
Today · 4.125%
HK$39,606
baseline
▲ 0.50% · 4.625%
HK$41,694
+HK$2,088/mo
Deposit HK$823K · loan HK$7.41M · min. income ≈ HK$79,212/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,879 · Scale 2, in force from 26 Feb 2026)