LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,726
−HK$11,772/mo
▼ 0.25% · 3.875%
HK$193,566
−HK$5,932/mo
Today · 4.125%
HK$199,498
baseline
▲ 0.50% · 4.625%
HK$211,637
+HK$12,139/mo
Deposit HK$41.16M · loan HK$41.16M · min. income ≈ HK$398,996/mo (50% DSR)
Upfront cash ≈ HK$44.66M (deposit + AVD stamp duty HK$3,498,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,844
−HK$11,283/mo
▼ 0.25% · 3.875%
HK$214,445
−HK$5,682/mo
Today · 4.125%
HK$220,127
baseline
▲ 0.50% · 4.625%
HK$231,730
+HK$11,603/mo
Deposit HK$41.16M · loan HK$41.16M · min. income ≈ HK$440,254/mo (50% DSR)
Upfront cash ≈ HK$44.66M (deposit + AVD stamp duty HK$3,498,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,271
−HK$14,127/mo
▼ 0.25% · 3.875%
HK$232,279
−HK$7,119/mo
Today · 4.125%
HK$239,398
baseline
▲ 0.50% · 4.625%
HK$253,965
+HK$14,567/mo
Deposit HK$32.93M · loan HK$49.40M · min. income ≈ HK$478,796/mo (50% DSR)
Upfront cash ≈ HK$36.43M (deposit + AVD stamp duty HK$3,498,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,612
−HK$13,540/mo
▼ 0.25% · 3.875%
HK$257,333
−HK$6,819/mo
Today · 4.125%
HK$264,152
baseline
▲ 0.50% · 4.625%
HK$278,076
+HK$13,924/mo
Deposit HK$32.93M · loan HK$49.40M · min. income ≈ HK$528,304/mo (50% DSR)
Upfront cash ≈ HK$36.43M (deposit + AVD stamp duty HK$3,498,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,817
−HK$16,481/mo
▼ 0.25% · 3.875%
HK$270,992
−HK$8,306/mo
Today · 4.125%
HK$279,298
baseline
▲ 0.50% · 4.625%
HK$296,292
+HK$16,994/mo
Deposit HK$24.70M · loan HK$57.63M · min. income ≈ HK$558,596/mo (50% DSR)
Upfront cash ≈ HK$28.20M (deposit + AVD stamp duty HK$3,498,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,381
−HK$15,796/mo
▼ 0.25% · 3.875%
HK$300,222
−HK$7,955/mo
Today · 4.125%
HK$308,177
baseline
▲ 0.50% · 4.625%
HK$324,422
+HK$16,245/mo
Deposit HK$24.70M · loan HK$57.63M · min. income ≈ HK$616,354/mo (50% DSR)
Upfront cash ≈ HK$28.20M (deposit + AVD stamp duty HK$3,498,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,907
−HK$21,190/mo
▼ 0.25% · 3.875%
HK$348,418
−HK$10,679/mo
Today · 4.125%
HK$359,097
baseline
▲ 0.50% · 4.625%
HK$380,947
+HK$21,850/mo
Deposit HK$8.23M · loan HK$74.09M · min. income ≈ HK$718,194/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$3,498,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$375,918
−HK$20,310/mo
▼ 0.25% · 3.875%
HK$386,000
−HK$10,228/mo
Today · 4.125%
HK$396,228
baseline
▲ 0.50% · 4.625%
HK$417,114
+HK$20,886/mo
Deposit HK$8.23M · loan HK$74.09M · min. income ≈ HK$792,456/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$3,498,889 · Scale 2, in force from 26 Feb 2026)