LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,738
−HK$11,773/mo
▼ 0.25% · 3.875%
HK$193,578
−HK$5,933/mo
Today · 4.125%
HK$199,511
baseline
▲ 0.50% · 4.625%
HK$211,651
+HK$12,140/mo
Deposit HK$41.17M · loan HK$41.17M · min. income ≈ HK$399,022/mo (50% DSR)
Upfront cash ≈ HK$44.67M (deposit + AVD stamp duty HK$3,499,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,857
−HK$11,284/mo
▼ 0.25% · 3.875%
HK$214,458
−HK$5,683/mo
Today · 4.125%
HK$220,141
baseline
▲ 0.50% · 4.625%
HK$231,744
+HK$11,603/mo
Deposit HK$41.17M · loan HK$41.17M · min. income ≈ HK$440,282/mo (50% DSR)
Upfront cash ≈ HK$44.67M (deposit + AVD stamp duty HK$3,499,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,286
−HK$14,127/mo
▼ 0.25% · 3.875%
HK$232,293
−HK$7,120/mo
Today · 4.125%
HK$239,413
baseline
▲ 0.50% · 4.625%
HK$253,981
+HK$14,568/mo
Deposit HK$32.93M · loan HK$49.40M · min. income ≈ HK$478,826/mo (50% DSR)
Upfront cash ≈ HK$36.43M (deposit + AVD stamp duty HK$3,499,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,628
−HK$13,541/mo
▼ 0.25% · 3.875%
HK$257,350
−HK$6,819/mo
Today · 4.125%
HK$264,169
baseline
▲ 0.50% · 4.625%
HK$278,093
+HK$13,924/mo
Deposit HK$32.93M · loan HK$49.40M · min. income ≈ HK$528,338/mo (50% DSR)
Upfront cash ≈ HK$36.43M (deposit + AVD stamp duty HK$3,499,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,833
−HK$16,482/mo
▼ 0.25% · 3.875%
HK$271,009
−HK$8,306/mo
Today · 4.125%
HK$279,315
baseline
▲ 0.50% · 4.625%
HK$296,311
+HK$16,996/mo
Deposit HK$24.70M · loan HK$57.63M · min. income ≈ HK$558,630/mo (50% DSR)
Upfront cash ≈ HK$28.20M (deposit + AVD stamp duty HK$3,499,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,399
−HK$15,798/mo
▼ 0.25% · 3.875%
HK$300,241
−HK$7,956/mo
Today · 4.125%
HK$308,197
baseline
▲ 0.50% · 4.625%
HK$324,442
+HK$16,245/mo
Deposit HK$24.70M · loan HK$57.63M · min. income ≈ HK$616,394/mo (50% DSR)
Upfront cash ≈ HK$28.20M (deposit + AVD stamp duty HK$3,499,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,928
−HK$21,192/mo
▼ 0.25% · 3.875%
HK$348,440
−HK$10,680/mo
Today · 4.125%
HK$359,120
baseline
▲ 0.50% · 4.625%
HK$380,971
+HK$21,851/mo
Deposit HK$8.23M · loan HK$74.10M · min. income ≈ HK$718,240/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$3,499,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$375,942
−HK$20,311/mo
▼ 0.25% · 3.875%
HK$386,025
−HK$10,228/mo
Today · 4.125%
HK$396,253
baseline
▲ 0.50% · 4.625%
HK$417,140
+HK$20,887/mo
Deposit HK$8.23M · loan HK$74.10M · min. income ≈ HK$792,506/mo (50% DSR)
Upfront cash ≈ HK$11.73M (deposit + AVD stamp duty HK$3,499,109 · Scale 2, in force from 26 Feb 2026)