LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,782
−HK$11,775/mo
▼ 0.25% · 3.875%
HK$193,623
−HK$5,934/mo
Today · 4.125%
HK$199,557
baseline
▲ 0.50% · 4.625%
HK$211,700
+HK$12,143/mo
Deposit HK$41.18M · loan HK$41.18M · min. income ≈ HK$399,114/mo (50% DSR)
Upfront cash ≈ HK$44.68M (deposit + AVD stamp duty HK$3,499,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,905
−HK$11,287/mo
▼ 0.25% · 3.875%
HK$214,508
−HK$5,684/mo
Today · 4.125%
HK$220,192
baseline
▲ 0.50% · 4.625%
HK$231,799
+HK$11,607/mo
Deposit HK$41.18M · loan HK$41.18M · min. income ≈ HK$440,384/mo (50% DSR)
Upfront cash ≈ HK$44.68M (deposit + AVD stamp duty HK$3,499,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,338
−HK$14,131/mo
▼ 0.25% · 3.875%
HK$232,347
−HK$7,122/mo
Today · 4.125%
HK$239,469
baseline
▲ 0.50% · 4.625%
HK$254,040
+HK$14,571/mo
Deposit HK$32.94M · loan HK$49.41M · min. income ≈ HK$478,938/mo (50% DSR)
Upfront cash ≈ HK$36.44M (deposit + AVD stamp duty HK$3,499,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,686
−HK$13,544/mo
▼ 0.25% · 3.875%
HK$257,410
−HK$6,820/mo
Today · 4.125%
HK$264,230
baseline
▲ 0.50% · 4.625%
HK$278,158
+HK$13,928/mo
Deposit HK$32.94M · loan HK$49.41M · min. income ≈ HK$528,460/mo (50% DSR)
Upfront cash ≈ HK$36.44M (deposit + AVD stamp duty HK$3,499,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,895
−HK$16,485/mo
▼ 0.25% · 3.875%
HK$271,072
−HK$8,308/mo
Today · 4.125%
HK$279,380
baseline
▲ 0.50% · 4.625%
HK$296,380
+HK$17,000/mo
Deposit HK$24.71M · loan HK$57.65M · min. income ≈ HK$558,760/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$3,499,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,468
−HK$15,801/mo
▼ 0.25% · 3.875%
HK$300,311
−HK$7,958/mo
Today · 4.125%
HK$308,269
baseline
▲ 0.50% · 4.625%
HK$324,518
+HK$16,249/mo
Deposit HK$24.71M · loan HK$57.65M · min. income ≈ HK$616,538/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$3,499,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,007
−HK$21,196/mo
▼ 0.25% · 3.875%
HK$348,521
−HK$10,682/mo
Today · 4.125%
HK$359,203
baseline
▲ 0.50% · 4.625%
HK$381,060
+HK$21,857/mo
Deposit HK$8.24M · loan HK$74.12M · min. income ≈ HK$718,406/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$3,499,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,030
−HK$20,315/mo
▼ 0.25% · 3.875%
HK$386,115
−HK$10,230/mo
Today · 4.125%
HK$396,345
baseline
▲ 0.50% · 4.625%
HK$417,237
+HK$20,892/mo
Deposit HK$8.24M · loan HK$74.12M · min. income ≈ HK$792,690/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$3,499,926 · Scale 2, in force from 26 Feb 2026)