LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,804
−HK$11,777/mo
▼ 0.25% · 3.875%
HK$193,645
−HK$5,936/mo
Today · 4.125%
HK$199,581
baseline
▲ 0.50% · 4.625%
HK$211,725
+HK$12,144/mo
Deposit HK$41.18M · loan HK$41.18M · min. income ≈ HK$399,162/mo (50% DSR)
Upfront cash ≈ HK$44.68M (deposit + AVD stamp duty HK$3,500,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,930
−HK$11,287/mo
▼ 0.25% · 3.875%
HK$214,533
−HK$5,684/mo
Today · 4.125%
HK$220,217
baseline
▲ 0.50% · 4.625%
HK$231,825
+HK$11,608/mo
Deposit HK$41.18M · loan HK$41.18M · min. income ≈ HK$440,434/mo (50% DSR)
Upfront cash ≈ HK$44.68M (deposit + AVD stamp duty HK$3,500,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,364
−HK$14,133/mo
▼ 0.25% · 3.875%
HK$232,374
−HK$7,123/mo
Today · 4.125%
HK$239,497
baseline
▲ 0.50% · 4.625%
HK$254,069
+HK$14,572/mo
Deposit HK$32.94M · loan HK$49.42M · min. income ≈ HK$478,994/mo (50% DSR)
Upfront cash ≈ HK$36.44M (deposit + AVD stamp duty HK$3,500,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,716
−HK$13,545/mo
▼ 0.25% · 3.875%
HK$257,440
−HK$6,821/mo
Today · 4.125%
HK$264,261
baseline
▲ 0.50% · 4.625%
HK$278,190
+HK$13,929/mo
Deposit HK$32.94M · loan HK$49.42M · min. income ≈ HK$528,522/mo (50% DSR)
Upfront cash ≈ HK$36.44M (deposit + AVD stamp duty HK$3,500,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,925
−HK$16,488/mo
▼ 0.25% · 3.875%
HK$271,103
−HK$8,310/mo
Today · 4.125%
HK$279,413
baseline
▲ 0.50% · 4.625%
HK$296,414
+HK$17,001/mo
Deposit HK$24.71M · loan HK$57.65M · min. income ≈ HK$558,826/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$3,500,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,501
−HK$15,803/mo
▼ 0.25% · 3.875%
HK$300,346
−HK$7,958/mo
Today · 4.125%
HK$308,304
baseline
▲ 0.50% · 4.625%
HK$324,556
+HK$16,252/mo
Deposit HK$24.71M · loan HK$57.65M · min. income ≈ HK$616,608/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$3,500,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,046
−HK$21,199/mo
▼ 0.25% · 3.875%
HK$348,562
−HK$10,683/mo
Today · 4.125%
HK$359,245
baseline
▲ 0.50% · 4.625%
HK$381,104
+HK$21,859/mo
Deposit HK$8.24M · loan HK$74.12M · min. income ≈ HK$718,490/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$3,500,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,073
−HK$20,318/mo
▼ 0.25% · 3.875%
HK$386,159
−HK$10,232/mo
Today · 4.125%
HK$396,391
baseline
▲ 0.50% · 4.625%
HK$417,286
+HK$20,895/mo
Deposit HK$8.24M · loan HK$74.12M · min. income ≈ HK$792,782/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$3,500,331 · Scale 2, in force from 26 Feb 2026)