LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,788
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,372
−HK$594/mo
Today · 4.125%
HK$19,966
baseline
▲ 0.50% · 4.625%
HK$21,181
+HK$1,215/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,932/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,901
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,462
−HK$569/mo
Today · 4.125%
HK$22,031
baseline
▲ 0.50% · 4.625%
HK$23,192
+HK$1,161/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,062/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,546
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,247
−HK$712/mo
Today · 4.125%
HK$23,959
baseline
▲ 0.50% · 4.625%
HK$25,417
+HK$1,458/mo
Deposit HK$3.30M · loan HK$4.94M · min. income ≈ HK$47,918/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,082
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,754
−HK$683/mo
Today · 4.125%
HK$26,437
baseline
▲ 0.50% · 4.625%
HK$27,830
+HK$1,393/mo
Deposit HK$3.30M · loan HK$4.94M · min. income ≈ HK$52,874/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,303
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,121
−HK$832/mo
Today · 4.125%
HK$27,953
baseline
▲ 0.50% · 4.625%
HK$29,653
+HK$1,700/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$55,906/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,262
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,047
−HK$796/mo
Today · 4.125%
HK$30,843
baseline
▲ 0.50% · 4.625%
HK$32,469
+HK$1,626/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$61,686/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,818
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,870
−HK$1,069/mo
Today · 4.125%
HK$35,939
baseline
▲ 0.50% · 4.625%
HK$38,126
+HK$2,187/mo
Deposit HK$824K · loan HK$7.42M · min. income ≈ HK$71,878/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,623
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,632
−HK$1,023/mo
Today · 4.125%
HK$39,655
baseline
▲ 0.50% · 4.625%
HK$41,746
+HK$2,091/mo
Deposit HK$824K · loan HK$7.42M · min. income ≈ HK$79,310/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,183 · Scale 2, in force from 26 Feb 2026)