LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,899
−HK$11,783/mo
▼ 0.25% · 3.875%
HK$193,744
−HK$5,938/mo
Today · 4.125%
HK$199,682
baseline
▲ 0.50% · 4.625%
HK$211,832
+HK$12,150/mo
Deposit HK$41.20M · loan HK$41.20M · min. income ≈ HK$399,364/mo (50% DSR)
Upfront cash ≈ HK$44.70M (deposit + AVD stamp duty HK$3,502,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,036
−HK$11,293/mo
▼ 0.25% · 3.875%
HK$214,642
−HK$5,687/mo
Today · 4.125%
HK$220,329
baseline
▲ 0.50% · 4.625%
HK$231,943
+HK$11,614/mo
Deposit HK$41.20M · loan HK$41.20M · min. income ≈ HK$440,658/mo (50% DSR)
Upfront cash ≈ HK$44.70M (deposit + AVD stamp duty HK$3,502,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,479
−HK$14,139/mo
▼ 0.25% · 3.875%
HK$232,492
−HK$7,126/mo
Today · 4.125%
HK$239,618
baseline
▲ 0.50% · 4.625%
HK$254,198
+HK$14,580/mo
Deposit HK$32.96M · loan HK$49.44M · min. income ≈ HK$479,236/mo (50% DSR)
Upfront cash ≈ HK$36.46M (deposit + AVD stamp duty HK$3,502,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,843
−HK$13,552/mo
▼ 0.25% · 3.875%
HK$257,570
−HK$6,825/mo
Today · 4.125%
HK$264,395
baseline
▲ 0.50% · 4.625%
HK$278,332
+HK$13,937/mo
Deposit HK$32.96M · loan HK$49.44M · min. income ≈ HK$528,790/mo (50% DSR)
Upfront cash ≈ HK$36.46M (deposit + AVD stamp duty HK$3,502,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,059
−HK$16,496/mo
▼ 0.25% · 3.875%
HK$271,241
−HK$8,314/mo
Today · 4.125%
HK$279,555
baseline
▲ 0.50% · 4.625%
HK$296,565
+HK$17,010/mo
Deposit HK$24.72M · loan HK$57.68M · min. income ≈ HK$559,110/mo (50% DSR)
Upfront cash ≈ HK$28.22M (deposit + AVD stamp duty HK$3,502,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,650
−HK$15,811/mo
▼ 0.25% · 3.875%
HK$300,499
−HK$7,962/mo
Today · 4.125%
HK$308,461
baseline
▲ 0.50% · 4.625%
HK$324,720
+HK$16,259/mo
Deposit HK$24.72M · loan HK$57.68M · min. income ≈ HK$616,922/mo (50% DSR)
Upfront cash ≈ HK$28.22M (deposit + AVD stamp duty HK$3,502,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,218
−HK$21,209/mo
▼ 0.25% · 3.875%
HK$348,739
−HK$10,688/mo
Today · 4.125%
HK$359,427
baseline
▲ 0.50% · 4.625%
HK$381,298
+HK$21,871/mo
Deposit HK$8.24M · loan HK$74.16M · min. income ≈ HK$718,854/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$3,502,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,264
−HK$20,329/mo
▼ 0.25% · 3.875%
HK$386,355
−HK$10,238/mo
Today · 4.125%
HK$396,593
baseline
▲ 0.50% · 4.625%
HK$417,498
+HK$20,905/mo
Deposit HK$8.24M · loan HK$74.16M · min. income ≈ HK$793,186/mo (50% DSR)
Upfront cash ≈ HK$11.74M (deposit + AVD stamp duty HK$3,502,109 · Scale 2, in force from 26 Feb 2026)