LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,999
−HK$11,790/mo
▼ 0.25% · 3.875%
HK$193,847
−HK$5,942/mo
Today · 4.125%
HK$199,789
baseline
▲ 0.50% · 4.625%
HK$211,945
+HK$12,156/mo
Deposit HK$41.22M · loan HK$41.22M · min. income ≈ HK$399,578/mo (50% DSR)
Upfront cash ≈ HK$44.73M (deposit + AVD stamp duty HK$3,503,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,147
−HK$11,300/mo
▼ 0.25% · 3.875%
HK$214,757
−HK$5,690/mo
Today · 4.125%
HK$220,447
baseline
▲ 0.50% · 4.625%
HK$232,067
+HK$11,620/mo
Deposit HK$41.22M · loan HK$41.22M · min. income ≈ HK$440,894/mo (50% DSR)
Upfront cash ≈ HK$44.73M (deposit + AVD stamp duty HK$3,503,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,599
−HK$14,147/mo
▼ 0.25% · 3.875%
HK$232,617
−HK$7,129/mo
Today · 4.125%
HK$239,746
baseline
▲ 0.50% · 4.625%
HK$254,334
+HK$14,588/mo
Deposit HK$32.98M · loan HK$49.47M · min. income ≈ HK$479,492/mo (50% DSR)
Upfront cash ≈ HK$36.48M (deposit + AVD stamp duty HK$3,503,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,977
−HK$13,559/mo
▼ 0.25% · 3.875%
HK$257,708
−HK$6,828/mo
Today · 4.125%
HK$264,536
baseline
▲ 0.50% · 4.625%
HK$278,480
+HK$13,944/mo
Deposit HK$32.98M · loan HK$49.47M · min. income ≈ HK$529,072/mo (50% DSR)
Upfront cash ≈ HK$36.48M (deposit + AVD stamp duty HK$3,503,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,199
−HK$16,505/mo
▼ 0.25% · 3.875%
HK$271,386
−HK$8,318/mo
Today · 4.125%
HK$279,704
baseline
▲ 0.50% · 4.625%
HK$296,723
+HK$17,019/mo
Deposit HK$24.73M · loan HK$57.71M · min. income ≈ HK$559,408/mo (50% DSR)
Upfront cash ≈ HK$28.24M (deposit + AVD stamp duty HK$3,503,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,806
−HK$15,820/mo
▼ 0.25% · 3.875%
HK$300,659
−HK$7,967/mo
Today · 4.125%
HK$308,626
baseline
▲ 0.50% · 4.625%
HK$324,894
+HK$16,268/mo
Deposit HK$24.73M · loan HK$57.71M · min. income ≈ HK$617,252/mo (50% DSR)
Upfront cash ≈ HK$28.24M (deposit + AVD stamp duty HK$3,503,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,399
−HK$21,220/mo
▼ 0.25% · 3.875%
HK$348,925
−HK$10,694/mo
Today · 4.125%
HK$359,619
baseline
▲ 0.50% · 4.625%
HK$381,501
+HK$21,882/mo
Deposit HK$8.24M · loan HK$74.20M · min. income ≈ HK$719,238/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$3,503,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,465
−HK$20,340/mo
▼ 0.25% · 3.875%
HK$386,562
−HK$10,243/mo
Today · 4.125%
HK$396,805
baseline
▲ 0.50% · 4.625%
HK$417,721
+HK$20,916/mo
Deposit HK$8.24M · loan HK$74.20M · min. income ≈ HK$793,610/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$3,503,980 · Scale 2, in force from 26 Feb 2026)