LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,803
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,387
−HK$595/mo
Today · 4.125%
HK$19,982
baseline
▲ 0.50% · 4.625%
HK$21,197
+HK$1,215/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,964/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,918
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,479
−HK$569/mo
Today · 4.125%
HK$22,048
baseline
▲ 0.50% · 4.625%
HK$23,210
+HK$1,162/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,096/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,563
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,265
−HK$713/mo
Today · 4.125%
HK$23,978
baseline
▲ 0.50% · 4.625%
HK$25,437
+HK$1,459/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$47,956/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,101
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,774
−HK$683/mo
Today · 4.125%
HK$26,457
baseline
▲ 0.50% · 4.625%
HK$27,852
+HK$1,395/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,914/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,324
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,142
−HK$832/mo
Today · 4.125%
HK$27,974
baseline
▲ 0.50% · 4.625%
HK$29,676
+HK$1,702/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$55,948/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,285
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,070
−HK$797/mo
Today · 4.125%
HK$30,867
baseline
▲ 0.50% · 4.625%
HK$32,494
+HK$1,627/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$61,734/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,845
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,897
−HK$1,070/mo
Today · 4.125%
HK$35,967
baseline
▲ 0.50% · 4.625%
HK$38,155
+HK$2,188/mo
Deposit HK$825K · loan HK$7.42M · min. income ≈ HK$71,934/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,652
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,661
−HK$1,025/mo
Today · 4.125%
HK$39,686
baseline
▲ 0.50% · 4.625%
HK$41,778
+HK$2,092/mo
Deposit HK$825K · loan HK$7.42M · min. income ≈ HK$79,372/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,374 · Scale 2, in force from 26 Feb 2026)