LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,034
−HK$11,791/mo
▼ 0.25% · 3.875%
HK$193,883
−HK$5,942/mo
Today · 4.125%
HK$199,825
baseline
▲ 0.50% · 4.625%
HK$211,984
+HK$12,159/mo
Deposit HK$41.23M · loan HK$41.23M · min. income ≈ HK$399,650/mo (50% DSR)
Upfront cash ≈ HK$44.74M (deposit + AVD stamp duty HK$3,504,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,186
−HK$11,302/mo
▼ 0.25% · 3.875%
HK$214,796
−HK$5,692/mo
Today · 4.125%
HK$220,488
baseline
▲ 0.50% · 4.625%
HK$232,110
+HK$11,622/mo
Deposit HK$41.23M · loan HK$41.23M · min. income ≈ HK$440,976/mo (50% DSR)
Upfront cash ≈ HK$44.74M (deposit + AVD stamp duty HK$3,504,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,641
−HK$14,149/mo
▼ 0.25% · 3.875%
HK$232,659
−HK$7,131/mo
Today · 4.125%
HK$239,790
baseline
▲ 0.50% · 4.625%
HK$254,381
+HK$14,591/mo
Deposit HK$32.98M · loan HK$49.48M · min. income ≈ HK$479,580/mo (50% DSR)
Upfront cash ≈ HK$36.49M (deposit + AVD stamp duty HK$3,504,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,023
−HK$13,562/mo
▼ 0.25% · 3.875%
HK$257,755
−HK$6,830/mo
Today · 4.125%
HK$264,585
baseline
▲ 0.50% · 4.625%
HK$278,532
+HK$13,947/mo
Deposit HK$32.98M · loan HK$49.48M · min. income ≈ HK$529,170/mo (50% DSR)
Upfront cash ≈ HK$36.49M (deposit + AVD stamp duty HK$3,504,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,248
−HK$16,507/mo
▼ 0.25% · 3.875%
HK$271,436
−HK$8,319/mo
Today · 4.125%
HK$279,755
baseline
▲ 0.50% · 4.625%
HK$296,778
+HK$17,023/mo
Deposit HK$24.74M · loan HK$57.72M · min. income ≈ HK$559,510/mo (50% DSR)
Upfront cash ≈ HK$28.24M (deposit + AVD stamp duty HK$3,504,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,860
−HK$15,823/mo
▼ 0.25% · 3.875%
HK$300,715
−HK$7,968/mo
Today · 4.125%
HK$308,683
baseline
▲ 0.50% · 4.625%
HK$324,954
+HK$16,271/mo
Deposit HK$24.74M · loan HK$57.72M · min. income ≈ HK$617,366/mo (50% DSR)
Upfront cash ≈ HK$28.24M (deposit + AVD stamp duty HK$3,504,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,461
−HK$21,225/mo
▼ 0.25% · 3.875%
HK$348,989
−HK$10,697/mo
Today · 4.125%
HK$359,686
baseline
▲ 0.50% · 4.625%
HK$381,572
+HK$21,886/mo
Deposit HK$8.25M · loan HK$74.22M · min. income ≈ HK$719,372/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$3,504,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,535
−HK$20,343/mo
▼ 0.25% · 3.875%
HK$386,633
−HK$10,245/mo
Today · 4.125%
HK$396,878
baseline
▲ 0.50% · 4.625%
HK$417,798
+HK$20,920/mo
Deposit HK$8.25M · loan HK$74.22M · min. income ≈ HK$793,756/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$3,504,625 · Scale 2, in force from 26 Feb 2026)