LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,041
−HK$11,791/mo
▼ 0.25% · 3.875%
HK$193,890
−HK$5,942/mo
Today · 4.125%
HK$199,832
baseline
▲ 0.50% · 4.625%
HK$211,992
+HK$12,160/mo
Deposit HK$41.23M · loan HK$41.23M · min. income ≈ HK$399,664/mo (50% DSR)
Upfront cash ≈ HK$44.74M (deposit + AVD stamp duty HK$3,504,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,193
−HK$11,302/mo
▼ 0.25% · 3.875%
HK$214,804
−HK$5,691/mo
Today · 4.125%
HK$220,495
baseline
▲ 0.50% · 4.625%
HK$232,118
+HK$11,623/mo
Deposit HK$41.23M · loan HK$41.23M · min. income ≈ HK$440,990/mo (50% DSR)
Upfront cash ≈ HK$44.74M (deposit + AVD stamp duty HK$3,504,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,649
−HK$14,150/mo
▼ 0.25% · 3.875%
HK$232,668
−HK$7,131/mo
Today · 4.125%
HK$239,799
baseline
▲ 0.50% · 4.625%
HK$254,390
+HK$14,591/mo
Deposit HK$32.99M · loan HK$49.48M · min. income ≈ HK$479,598/mo (50% DSR)
Upfront cash ≈ HK$36.49M (deposit + AVD stamp duty HK$3,504,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,032
−HK$13,562/mo
▼ 0.25% · 3.875%
HK$257,765
−HK$6,829/mo
Today · 4.125%
HK$264,594
baseline
▲ 0.50% · 4.625%
HK$278,542
+HK$13,948/mo
Deposit HK$32.99M · loan HK$49.48M · min. income ≈ HK$529,188/mo (50% DSR)
Upfront cash ≈ HK$36.49M (deposit + AVD stamp duty HK$3,504,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,257
−HK$16,508/mo
▼ 0.25% · 3.875%
HK$271,446
−HK$8,319/mo
Today · 4.125%
HK$279,765
baseline
▲ 0.50% · 4.625%
HK$296,788
+HK$17,023/mo
Deposit HK$24.74M · loan HK$57.73M · min. income ≈ HK$559,530/mo (50% DSR)
Upfront cash ≈ HK$28.24M (deposit + AVD stamp duty HK$3,504,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,871
−HK$15,823/mo
▼ 0.25% · 3.875%
HK$300,725
−HK$7,969/mo
Today · 4.125%
HK$308,694
baseline
▲ 0.50% · 4.625%
HK$324,965
+HK$16,271/mo
Deposit HK$24.74M · loan HK$57.73M · min. income ≈ HK$617,388/mo (50% DSR)
Upfront cash ≈ HK$28.24M (deposit + AVD stamp duty HK$3,504,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,473
−HK$21,225/mo
▼ 0.25% · 3.875%
HK$349,002
−HK$10,696/mo
Today · 4.125%
HK$359,698
baseline
▲ 0.50% · 4.625%
HK$381,585
+HK$21,887/mo
Deposit HK$8.25M · loan HK$74.22M · min. income ≈ HK$719,396/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$3,504,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,548
−HK$20,344/mo
▼ 0.25% · 3.875%
HK$386,647
−HK$10,245/mo
Today · 4.125%
HK$396,892
baseline
▲ 0.50% · 4.625%
HK$417,812
+HK$20,920/mo
Deposit HK$8.25M · loan HK$74.22M · min. income ≈ HK$793,784/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$3,504,750 · Scale 2, in force from 26 Feb 2026)