LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,066
−HK$11,794/mo
▼ 0.25% · 3.875%
HK$193,916
−HK$5,944/mo
Today · 4.125%
HK$199,860
baseline
▲ 0.50% · 4.625%
HK$212,021
+HK$12,161/mo
Deposit HK$41.24M · loan HK$41.24M · min. income ≈ HK$399,720/mo (50% DSR)
Upfront cash ≈ HK$44.74M (deposit + AVD stamp duty HK$3,505,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,222
−HK$11,304/mo
▼ 0.25% · 3.875%
HK$214,833
−HK$5,693/mo
Today · 4.125%
HK$220,526
baseline
▲ 0.50% · 4.625%
HK$232,150
+HK$11,624/mo
Deposit HK$41.24M · loan HK$41.24M · min. income ≈ HK$441,052/mo (50% DSR)
Upfront cash ≈ HK$44.74M (deposit + AVD stamp duty HK$3,505,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,680
−HK$14,152/mo
▼ 0.25% · 3.875%
HK$232,700
−HK$7,132/mo
Today · 4.125%
HK$239,832
baseline
▲ 0.50% · 4.625%
HK$254,425
+HK$14,593/mo
Deposit HK$32.99M · loan HK$49.49M · min. income ≈ HK$479,664/mo (50% DSR)
Upfront cash ≈ HK$36.50M (deposit + AVD stamp duty HK$3,505,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,066
−HK$13,565/mo
▼ 0.25% · 3.875%
HK$257,800
−HK$6,831/mo
Today · 4.125%
HK$264,631
baseline
▲ 0.50% · 4.625%
HK$278,580
+HK$13,949/mo
Deposit HK$32.99M · loan HK$49.49M · min. income ≈ HK$529,262/mo (50% DSR)
Upfront cash ≈ HK$36.50M (deposit + AVD stamp duty HK$3,505,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,293
−HK$16,511/mo
▼ 0.25% · 3.875%
HK$271,483
−HK$8,321/mo
Today · 4.125%
HK$279,804
baseline
▲ 0.50% · 4.625%
HK$296,829
+HK$17,025/mo
Deposit HK$24.74M · loan HK$57.73M · min. income ≈ HK$559,608/mo (50% DSR)
Upfront cash ≈ HK$28.25M (deposit + AVD stamp duty HK$3,505,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,911
−HK$15,825/mo
▼ 0.25% · 3.875%
HK$300,767
−HK$7,969/mo
Today · 4.125%
HK$308,736
baseline
▲ 0.50% · 4.625%
HK$325,010
+HK$16,274/mo
Deposit HK$24.74M · loan HK$57.73M · min. income ≈ HK$617,472/mo (50% DSR)
Upfront cash ≈ HK$28.25M (deposit + AVD stamp duty HK$3,505,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,520
−HK$21,228/mo
▼ 0.25% · 3.875%
HK$349,049
−HK$10,699/mo
Today · 4.125%
HK$359,748
baseline
▲ 0.50% · 4.625%
HK$381,638
+HK$21,890/mo
Deposit HK$8.25M · loan HK$74.23M · min. income ≈ HK$719,496/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$3,505,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,600
−HK$20,346/mo
▼ 0.25% · 3.875%
HK$386,700
−HK$10,246/mo
Today · 4.125%
HK$396,946
baseline
▲ 0.50% · 4.625%
HK$417,870
+HK$20,924/mo
Deposit HK$8.25M · loan HK$74.23M · min. income ≈ HK$793,892/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$3,505,230 · Scale 2, in force from 26 Feb 2026)