LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,097
−HK$11,795/mo
▼ 0.25% · 3.875%
HK$193,948
−HK$5,944/mo
Today · 4.125%
HK$199,892
baseline
▲ 0.50% · 4.625%
HK$212,055
+HK$12,163/mo
Deposit HK$41.24M · loan HK$41.24M · min. income ≈ HK$399,784/mo (50% DSR)
Upfront cash ≈ HK$44.75M (deposit + AVD stamp duty HK$3,505,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,256
−HK$11,305/mo
▼ 0.25% · 3.875%
HK$214,868
−HK$5,693/mo
Today · 4.125%
HK$220,561
baseline
▲ 0.50% · 4.625%
HK$232,188
+HK$11,627/mo
Deposit HK$41.24M · loan HK$41.24M · min. income ≈ HK$441,122/mo (50% DSR)
Upfront cash ≈ HK$44.75M (deposit + AVD stamp duty HK$3,505,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,716
−HK$14,155/mo
▼ 0.25% · 3.875%
HK$232,737
−HK$7,134/mo
Today · 4.125%
HK$239,871
baseline
▲ 0.50% · 4.625%
HK$254,466
+HK$14,595/mo
Deposit HK$33.00M · loan HK$49.49M · min. income ≈ HK$479,742/mo (50% DSR)
Upfront cash ≈ HK$36.50M (deposit + AVD stamp duty HK$3,505,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,107
−HK$13,567/mo
▼ 0.25% · 3.875%
HK$257,842
−HK$6,832/mo
Today · 4.125%
HK$264,674
baseline
▲ 0.50% · 4.625%
HK$278,625
+HK$13,951/mo
Deposit HK$33.00M · loan HK$49.49M · min. income ≈ HK$529,348/mo (50% DSR)
Upfront cash ≈ HK$36.50M (deposit + AVD stamp duty HK$3,505,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,336
−HK$16,513/mo
▼ 0.25% · 3.875%
HK$271,527
−HK$8,322/mo
Today · 4.125%
HK$279,849
baseline
▲ 0.50% · 4.625%
HK$296,877
+HK$17,028/mo
Deposit HK$24.75M · loan HK$57.74M · min. income ≈ HK$559,698/mo (50% DSR)
Upfront cash ≈ HK$28.25M (deposit + AVD stamp duty HK$3,505,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,958
−HK$15,828/mo
▼ 0.25% · 3.875%
HK$300,815
−HK$7,971/mo
Today · 4.125%
HK$308,786
baseline
▲ 0.50% · 4.625%
HK$325,063
+HK$16,277/mo
Deposit HK$24.75M · loan HK$57.74M · min. income ≈ HK$617,572/mo (50% DSR)
Upfront cash ≈ HK$28.25M (deposit + AVD stamp duty HK$3,505,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,575
−HK$21,231/mo
▼ 0.25% · 3.875%
HK$349,106
−HK$10,700/mo
Today · 4.125%
HK$359,806
baseline
▲ 0.50% · 4.625%
HK$381,699
+HK$21,893/mo
Deposit HK$8.25M · loan HK$74.24M · min. income ≈ HK$719,612/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$3,505,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,661
−HK$20,350/mo
▼ 0.25% · 3.875%
HK$386,763
−HK$10,248/mo
Today · 4.125%
HK$397,011
baseline
▲ 0.50% · 4.625%
HK$417,938
+HK$20,927/mo
Deposit HK$8.25M · loan HK$74.24M · min. income ≈ HK$794,022/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$3,505,799 · Scale 2, in force from 26 Feb 2026)