LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,110
−HK$11,796/mo
▼ 0.25% · 3.875%
HK$193,961
−HK$5,945/mo
Today · 4.125%
HK$199,906
baseline
▲ 0.50% · 4.625%
HK$212,069
+HK$12,163/mo
Deposit HK$41.25M · loan HK$41.25M · min. income ≈ HK$399,812/mo (50% DSR)
Upfront cash ≈ HK$44.75M (deposit + AVD stamp duty HK$3,506,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,270
−HK$11,306/mo
▼ 0.25% · 3.875%
HK$214,882
−HK$5,694/mo
Today · 4.125%
HK$220,576
baseline
▲ 0.50% · 4.625%
HK$232,203
+HK$11,627/mo
Deposit HK$41.25M · loan HK$41.25M · min. income ≈ HK$441,152/mo (50% DSR)
Upfront cash ≈ HK$44.75M (deposit + AVD stamp duty HK$3,506,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,731
−HK$14,156/mo
▼ 0.25% · 3.875%
HK$232,753
−HK$7,134/mo
Today · 4.125%
HK$239,887
baseline
▲ 0.50% · 4.625%
HK$254,483
+HK$14,596/mo
Deposit HK$33.00M · loan HK$49.50M · min. income ≈ HK$479,774/mo (50% DSR)
Upfront cash ≈ HK$36.50M (deposit + AVD stamp duty HK$3,506,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,124
−HK$13,567/mo
▼ 0.25% · 3.875%
HK$257,859
−HK$6,832/mo
Today · 4.125%
HK$264,691
baseline
▲ 0.50% · 4.625%
HK$278,644
+HK$13,953/mo
Deposit HK$33.00M · loan HK$49.50M · min. income ≈ HK$529,382/mo (50% DSR)
Upfront cash ≈ HK$36.50M (deposit + AVD stamp duty HK$3,506,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,353
−HK$16,515/mo
▼ 0.25% · 3.875%
HK$271,545
−HK$8,323/mo
Today · 4.125%
HK$279,868
baseline
▲ 0.50% · 4.625%
HK$296,897
+HK$17,029/mo
Deposit HK$24.75M · loan HK$57.75M · min. income ≈ HK$559,736/mo (50% DSR)
Upfront cash ≈ HK$28.25M (deposit + AVD stamp duty HK$3,506,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,978
−HK$15,829/mo
▼ 0.25% · 3.875%
HK$300,835
−HK$7,972/mo
Today · 4.125%
HK$308,807
baseline
▲ 0.50% · 4.625%
HK$325,084
+HK$16,277/mo
Deposit HK$24.75M · loan HK$57.75M · min. income ≈ HK$617,614/mo (50% DSR)
Upfront cash ≈ HK$28.25M (deposit + AVD stamp duty HK$3,506,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,597
−HK$21,233/mo
▼ 0.25% · 3.875%
HK$349,129
−HK$10,701/mo
Today · 4.125%
HK$359,830
baseline
▲ 0.50% · 4.625%
HK$381,725
+HK$21,895/mo
Deposit HK$8.25M · loan HK$74.25M · min. income ≈ HK$719,660/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$3,506,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,686
−HK$20,351/mo
▼ 0.25% · 3.875%
HK$386,788
−HK$10,249/mo
Today · 4.125%
HK$397,037
baseline
▲ 0.50% · 4.625%
HK$417,966
+HK$20,929/mo
Deposit HK$8.25M · loan HK$74.25M · min. income ≈ HK$794,074/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$3,506,034 · Scale 2, in force from 26 Feb 2026)