LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,813
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,398
−HK$595/mo
Today · 4.125%
HK$19,993
baseline
▲ 0.50% · 4.625%
HK$21,209
+HK$1,216/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$39,986/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,929
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,490
−HK$570/mo
Today · 4.125%
HK$22,060
baseline
▲ 0.50% · 4.625%
HK$23,223
+HK$1,163/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,120/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,575
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,278
−HK$713/mo
Today · 4.125%
HK$23,991
baseline
▲ 0.50% · 4.625%
HK$25,451
+HK$1,460/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$47,982/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,115
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,788
−HK$684/mo
Today · 4.125%
HK$26,472
baseline
▲ 0.50% · 4.625%
HK$27,867
+HK$1,395/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,944/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,338
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,157
−HK$833/mo
Today · 4.125%
HK$27,990
baseline
▲ 0.50% · 4.625%
HK$29,693
+HK$1,703/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$55,980/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,301
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,087
−HK$797/mo
Today · 4.125%
HK$30,884
baseline
▲ 0.50% · 4.625%
HK$32,512
+HK$1,628/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,768/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,863
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,916
−HK$1,071/mo
Today · 4.125%
HK$35,987
baseline
▲ 0.50% · 4.625%
HK$38,176
+HK$2,189/mo
Deposit HK$825K · loan HK$7.43M · min. income ≈ HK$71,974/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,672
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,683
−HK$1,025/mo
Today · 4.125%
HK$39,708
baseline
▲ 0.50% · 4.625%
HK$41,801
+HK$2,093/mo
Deposit HK$825K · loan HK$7.43M · min. income ≈ HK$79,416/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,510 · Scale 2, in force from 26 Feb 2026)