LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,137
−HK$11,798/mo
▼ 0.25% · 3.875%
HK$193,989
−HK$5,946/mo
Today · 4.125%
HK$199,935
baseline
▲ 0.50% · 4.625%
HK$212,101
+HK$12,166/mo
Deposit HK$41.25M · loan HK$41.25M · min. income ≈ HK$399,870/mo (50% DSR)
Upfront cash ≈ HK$44.76M (deposit + AVD stamp duty HK$3,506,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,301
−HK$11,308/mo
▼ 0.25% · 3.875%
HK$214,914
−HK$5,695/mo
Today · 4.125%
HK$220,609
baseline
▲ 0.50% · 4.625%
HK$232,237
+HK$11,628/mo
Deposit HK$41.25M · loan HK$41.25M · min. income ≈ HK$441,218/mo (50% DSR)
Upfront cash ≈ HK$44.76M (deposit + AVD stamp duty HK$3,506,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,765
−HK$14,157/mo
▼ 0.25% · 3.875%
HK$232,787
−HK$7,135/mo
Today · 4.125%
HK$239,922
baseline
▲ 0.50% · 4.625%
HK$254,521
+HK$14,599/mo
Deposit HK$33.00M · loan HK$49.50M · min. income ≈ HK$479,844/mo (50% DSR)
Upfront cash ≈ HK$36.51M (deposit + AVD stamp duty HK$3,506,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,161
−HK$13,569/mo
▼ 0.25% · 3.875%
HK$257,897
−HK$6,833/mo
Today · 4.125%
HK$264,730
baseline
▲ 0.50% · 4.625%
HK$278,685
+HK$13,955/mo
Deposit HK$33.00M · loan HK$49.50M · min. income ≈ HK$529,460/mo (50% DSR)
Upfront cash ≈ HK$36.51M (deposit + AVD stamp duty HK$3,506,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,392
−HK$16,517/mo
▼ 0.25% · 3.875%
HK$271,585
−HK$8,324/mo
Today · 4.125%
HK$279,909
baseline
▲ 0.50% · 4.625%
HK$296,941
+HK$17,032/mo
Deposit HK$24.75M · loan HK$57.75M · min. income ≈ HK$559,818/mo (50% DSR)
Upfront cash ≈ HK$28.26M (deposit + AVD stamp duty HK$3,506,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,021
−HK$15,831/mo
▼ 0.25% · 3.875%
HK$300,880
−HK$7,972/mo
Today · 4.125%
HK$308,852
baseline
▲ 0.50% · 4.625%
HK$325,132
+HK$16,280/mo
Deposit HK$24.75M · loan HK$57.75M · min. income ≈ HK$617,704/mo (50% DSR)
Upfront cash ≈ HK$28.26M (deposit + AVD stamp duty HK$3,506,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,647
−HK$21,236/mo
▼ 0.25% · 3.875%
HK$349,181
−HK$10,702/mo
Today · 4.125%
HK$359,883
baseline
▲ 0.50% · 4.625%
HK$381,781
+HK$21,898/mo
Deposit HK$8.25M · loan HK$74.26M · min. income ≈ HK$719,766/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$3,506,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,741
−HK$20,355/mo
▼ 0.25% · 3.875%
HK$386,845
−HK$10,251/mo
Today · 4.125%
HK$397,096
baseline
▲ 0.50% · 4.625%
HK$418,027
+HK$20,931/mo
Deposit HK$8.25M · loan HK$74.26M · min. income ≈ HK$794,192/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$3,506,551 · Scale 2, in force from 26 Feb 2026)