LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,209
−HK$11,802/mo
▼ 0.25% · 3.875%
HK$194,063
−HK$5,948/mo
Today · 4.125%
HK$200,011
baseline
▲ 0.50% · 4.625%
HK$212,181
+HK$12,170/mo
Deposit HK$41.27M · loan HK$41.27M · min. income ≈ HK$400,022/mo (50% DSR)
Upfront cash ≈ HK$44.78M (deposit + AVD stamp duty HK$3,507,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,380
−HK$11,312/mo
▼ 0.25% · 3.875%
HK$214,996
−HK$5,696/mo
Today · 4.125%
HK$220,692
baseline
▲ 0.50% · 4.625%
HK$232,325
+HK$11,633/mo
Deposit HK$41.27M · loan HK$41.27M · min. income ≈ HK$441,384/mo (50% DSR)
Upfront cash ≈ HK$44.78M (deposit + AVD stamp duty HK$3,507,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,850
−HK$14,163/mo
▼ 0.25% · 3.875%
HK$232,876
−HK$7,137/mo
Today · 4.125%
HK$240,013
baseline
▲ 0.50% · 4.625%
HK$254,618
+HK$14,605/mo
Deposit HK$33.02M · loan HK$49.52M · min. income ≈ HK$480,026/mo (50% DSR)
Upfront cash ≈ HK$36.52M (deposit + AVD stamp duty HK$3,507,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,256
−HK$13,575/mo
▼ 0.25% · 3.875%
HK$257,995
−HK$6,836/mo
Today · 4.125%
HK$264,831
baseline
▲ 0.50% · 4.625%
HK$278,791
+HK$13,960/mo
Deposit HK$33.02M · loan HK$49.52M · min. income ≈ HK$529,662/mo (50% DSR)
Upfront cash ≈ HK$36.52M (deposit + AVD stamp duty HK$3,507,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,492
−HK$16,523/mo
▼ 0.25% · 3.875%
HK$271,688
−HK$8,327/mo
Today · 4.125%
HK$280,015
baseline
▲ 0.50% · 4.625%
HK$297,054
+HK$17,039/mo
Deposit HK$24.76M · loan HK$57.78M · min. income ≈ HK$560,030/mo (50% DSR)
Upfront cash ≈ HK$28.27M (deposit + AVD stamp duty HK$3,507,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,132
−HK$15,837/mo
▼ 0.25% · 3.875%
HK$300,994
−HK$7,975/mo
Today · 4.125%
HK$308,969
baseline
▲ 0.50% · 4.625%
HK$325,256
+HK$16,287/mo
Deposit HK$24.76M · loan HK$57.78M · min. income ≈ HK$617,938/mo (50% DSR)
Upfront cash ≈ HK$28.27M (deposit + AVD stamp duty HK$3,507,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,776
−HK$21,244/mo
▼ 0.25% · 3.875%
HK$349,314
−HK$10,706/mo
Today · 4.125%
HK$360,020
baseline
▲ 0.50% · 4.625%
HK$381,926
+HK$21,906/mo
Deposit HK$8.25M · loan HK$74.28M · min. income ≈ HK$720,040/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$3,507,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,885
−HK$20,361/mo
▼ 0.25% · 3.875%
HK$386,992
−HK$10,254/mo
Today · 4.125%
HK$397,246
baseline
▲ 0.50% · 4.625%
HK$418,186
+HK$20,940/mo
Deposit HK$8.25M · loan HK$74.28M · min. income ≈ HK$794,492/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$3,507,882 · Scale 2, in force from 26 Feb 2026)