LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,217
−HK$11,803/mo
▼ 0.25% · 3.875%
HK$194,072
−HK$5,948/mo
Today · 4.125%
HK$200,020
baseline
▲ 0.50% · 4.625%
HK$212,191
+HK$12,171/mo
Deposit HK$41.27M · loan HK$41.27M · min. income ≈ HK$400,040/mo (50% DSR)
Upfront cash ≈ HK$44.78M (deposit + AVD stamp duty HK$3,508,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,390
−HK$11,312/mo
▼ 0.25% · 3.875%
HK$215,005
−HK$5,697/mo
Today · 4.125%
HK$220,702
baseline
▲ 0.50% · 4.625%
HK$232,336
+HK$11,634/mo
Deposit HK$41.27M · loan HK$41.27M · min. income ≈ HK$441,404/mo (50% DSR)
Upfront cash ≈ HK$44.78M (deposit + AVD stamp duty HK$3,508,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,860
−HK$14,164/mo
▼ 0.25% · 3.875%
HK$232,886
−HK$7,138/mo
Today · 4.125%
HK$240,024
baseline
▲ 0.50% · 4.625%
HK$254,629
+HK$14,605/mo
Deposit HK$33.02M · loan HK$49.53M · min. income ≈ HK$480,048/mo (50% DSR)
Upfront cash ≈ HK$36.52M (deposit + AVD stamp duty HK$3,508,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,267
−HK$13,576/mo
▼ 0.25% · 3.875%
HK$258,006
−HK$6,837/mo
Today · 4.125%
HK$264,843
baseline
▲ 0.50% · 4.625%
HK$278,803
+HK$13,960/mo
Deposit HK$33.02M · loan HK$49.53M · min. income ≈ HK$529,686/mo (50% DSR)
Upfront cash ≈ HK$36.52M (deposit + AVD stamp duty HK$3,508,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,504
−HK$16,524/mo
▼ 0.25% · 3.875%
HK$271,700
−HK$8,328/mo
Today · 4.125%
HK$280,028
baseline
▲ 0.50% · 4.625%
HK$297,067
+HK$17,039/mo
Deposit HK$24.76M · loan HK$57.78M · min. income ≈ HK$560,056/mo (50% DSR)
Upfront cash ≈ HK$28.27M (deposit + AVD stamp duty HK$3,508,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,145
−HK$15,838/mo
▼ 0.25% · 3.875%
HK$301,007
−HK$7,976/mo
Today · 4.125%
HK$308,983
baseline
▲ 0.50% · 4.625%
HK$325,270
+HK$16,287/mo
Deposit HK$24.76M · loan HK$57.78M · min. income ≈ HK$617,966/mo (50% DSR)
Upfront cash ≈ HK$28.27M (deposit + AVD stamp duty HK$3,508,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,791
−HK$21,245/mo
▼ 0.25% · 3.875%
HK$349,329
−HK$10,707/mo
Today · 4.125%
HK$360,036
baseline
▲ 0.50% · 4.625%
HK$381,943
+HK$21,907/mo
Deposit HK$8.25M · loan HK$74.29M · min. income ≈ HK$720,072/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$3,508,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,901
−HK$20,363/mo
▼ 0.25% · 3.875%
HK$387,009
−HK$10,255/mo
Today · 4.125%
HK$397,264
baseline
▲ 0.50% · 4.625%
HK$418,204
+HK$20,940/mo
Deposit HK$8.25M · loan HK$74.29M · min. income ≈ HK$794,528/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$3,508,037 · Scale 2, in force from 26 Feb 2026)