LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,221
−HK$11,803/mo
▼ 0.25% · 3.875%
HK$194,075
−HK$5,949/mo
Today · 4.125%
HK$200,024
baseline
▲ 0.50% · 4.625%
HK$212,195
+HK$12,171/mo
Deposit HK$41.27M · loan HK$41.27M · min. income ≈ HK$400,048/mo (50% DSR)
Upfront cash ≈ HK$44.78M (deposit + AVD stamp duty HK$3,508,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,394
−HK$11,312/mo
▼ 0.25% · 3.875%
HK$215,009
−HK$5,697/mo
Today · 4.125%
HK$220,706
baseline
▲ 0.50% · 4.625%
HK$232,340
+HK$11,634/mo
Deposit HK$41.27M · loan HK$41.27M · min. income ≈ HK$441,412/mo (50% DSR)
Upfront cash ≈ HK$44.78M (deposit + AVD stamp duty HK$3,508,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,865
−HK$14,163/mo
▼ 0.25% · 3.875%
HK$232,890
−HK$7,138/mo
Today · 4.125%
HK$240,028
baseline
▲ 0.50% · 4.625%
HK$254,634
+HK$14,606/mo
Deposit HK$33.02M · loan HK$49.53M · min. income ≈ HK$480,056/mo (50% DSR)
Upfront cash ≈ HK$36.53M (deposit + AVD stamp duty HK$3,508,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,272
−HK$13,576/mo
▼ 0.25% · 3.875%
HK$258,011
−HK$6,837/mo
Today · 4.125%
HK$264,848
baseline
▲ 0.50% · 4.625%
HK$278,808
+HK$13,960/mo
Deposit HK$33.02M · loan HK$49.53M · min. income ≈ HK$529,696/mo (50% DSR)
Upfront cash ≈ HK$36.53M (deposit + AVD stamp duty HK$3,508,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,509
−HK$16,524/mo
▼ 0.25% · 3.875%
HK$271,706
−HK$8,327/mo
Today · 4.125%
HK$280,033
baseline
▲ 0.50% · 4.625%
HK$297,073
+HK$17,040/mo
Deposit HK$24.76M · loan HK$57.78M · min. income ≈ HK$560,066/mo (50% DSR)
Upfront cash ≈ HK$28.27M (deposit + AVD stamp duty HK$3,508,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,151
−HK$15,838/mo
▼ 0.25% · 3.875%
HK$301,013
−HK$7,976/mo
Today · 4.125%
HK$308,989
baseline
▲ 0.50% · 4.625%
HK$325,276
+HK$16,287/mo
Deposit HK$24.76M · loan HK$57.78M · min. income ≈ HK$617,978/mo (50% DSR)
Upfront cash ≈ HK$28.27M (deposit + AVD stamp duty HK$3,508,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,797
−HK$21,246/mo
▼ 0.25% · 3.875%
HK$349,336
−HK$10,707/mo
Today · 4.125%
HK$360,043
baseline
▲ 0.50% · 4.625%
HK$381,950
+HK$21,907/mo
Deposit HK$8.25M · loan HK$74.29M · min. income ≈ HK$720,086/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$3,508,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,908
−HK$20,364/mo
▼ 0.25% · 3.875%
HK$387,017
−HK$10,255/mo
Today · 4.125%
HK$397,272
baseline
▲ 0.50% · 4.625%
HK$418,212
+HK$20,940/mo
Deposit HK$8.25M · loan HK$74.29M · min. income ≈ HK$794,544/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$3,508,105 · Scale 2, in force from 26 Feb 2026)