LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,290
−HK$11,807/mo
▼ 0.25% · 3.875%
HK$194,146
−HK$5,951/mo
Today · 4.125%
HK$200,097
baseline
▲ 0.50% · 4.625%
HK$212,272
+HK$12,175/mo
Deposit HK$41.29M · loan HK$41.29M · min. income ≈ HK$400,194/mo (50% DSR)
Upfront cash ≈ HK$44.80M (deposit + AVD stamp duty HK$3,509,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,470
−HK$11,317/mo
▼ 0.25% · 3.875%
HK$215,088
−HK$5,699/mo
Today · 4.125%
HK$220,787
baseline
▲ 0.50% · 4.625%
HK$232,425
+HK$11,638/mo
Deposit HK$41.29M · loan HK$41.29M · min. income ≈ HK$441,574/mo (50% DSR)
Upfront cash ≈ HK$44.80M (deposit + AVD stamp duty HK$3,509,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,947
−HK$14,169/mo
▼ 0.25% · 3.875%
HK$232,976
−HK$7,140/mo
Today · 4.125%
HK$240,116
baseline
▲ 0.50% · 4.625%
HK$254,727
+HK$14,611/mo
Deposit HK$33.03M · loan HK$49.54M · min. income ≈ HK$480,232/mo (50% DSR)
Upfront cash ≈ HK$36.54M (deposit + AVD stamp duty HK$3,509,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,364
−HK$13,581/mo
▼ 0.25% · 3.875%
HK$258,106
−HK$6,839/mo
Today · 4.125%
HK$264,945
baseline
▲ 0.50% · 4.625%
HK$278,910
+HK$13,965/mo
Deposit HK$33.03M · loan HK$49.54M · min. income ≈ HK$529,890/mo (50% DSR)
Upfront cash ≈ HK$36.54M (deposit + AVD stamp duty HK$3,509,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,605
−HK$16,531/mo
▼ 0.25% · 3.875%
HK$271,805
−HK$8,331/mo
Today · 4.125%
HK$280,136
baseline
▲ 0.50% · 4.625%
HK$297,181
+HK$17,045/mo
Deposit HK$24.77M · loan HK$57.80M · min. income ≈ HK$560,272/mo (50% DSR)
Upfront cash ≈ HK$28.28M (deposit + AVD stamp duty HK$3,509,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,258
−HK$15,844/mo
▼ 0.25% · 3.875%
HK$301,123
−HK$7,979/mo
Today · 4.125%
HK$309,102
baseline
▲ 0.50% · 4.625%
HK$325,395
+HK$16,293/mo
Deposit HK$24.77M · loan HK$57.80M · min. income ≈ HK$618,204/mo (50% DSR)
Upfront cash ≈ HK$28.28M (deposit + AVD stamp duty HK$3,509,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,921
−HK$21,253/mo
▼ 0.25% · 3.875%
HK$349,463
−HK$10,711/mo
Today · 4.125%
HK$360,174
baseline
▲ 0.50% · 4.625%
HK$382,090
+HK$21,916/mo
Deposit HK$8.26M · loan HK$74.32M · min. income ≈ HK$720,348/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$3,509,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,046
−HK$20,371/mo
▼ 0.25% · 3.875%
HK$387,159
−HK$10,258/mo
Today · 4.125%
HK$397,417
baseline
▲ 0.50% · 4.625%
HK$418,365
+HK$20,948/mo
Deposit HK$8.26M · loan HK$74.32M · min. income ≈ HK$794,834/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$3,509,388 · Scale 2, in force from 26 Feb 2026)