LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,343
−HK$11,811/mo
▼ 0.25% · 3.875%
HK$194,202
−HK$5,952/mo
Today · 4.125%
HK$200,154
baseline
▲ 0.50% · 4.625%
HK$212,333
+HK$12,179/mo
Deposit HK$41.30M · loan HK$41.30M · min. income ≈ HK$400,308/mo (50% DSR)
Upfront cash ≈ HK$44.81M (deposit + AVD stamp duty HK$3,510,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,530
−HK$11,320/mo
▼ 0.25% · 3.875%
HK$215,150
−HK$5,700/mo
Today · 4.125%
HK$220,850
baseline
▲ 0.50% · 4.625%
HK$232,492
+HK$11,642/mo
Deposit HK$41.30M · loan HK$41.30M · min. income ≈ HK$441,700/mo (50% DSR)
Upfront cash ≈ HK$44.81M (deposit + AVD stamp duty HK$3,510,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,012
−HK$14,173/mo
▼ 0.25% · 3.875%
HK$233,042
−HK$7,143/mo
Today · 4.125%
HK$240,185
baseline
▲ 0.50% · 4.625%
HK$254,800
+HK$14,615/mo
Deposit HK$33.04M · loan HK$49.56M · min. income ≈ HK$480,370/mo (50% DSR)
Upfront cash ≈ HK$36.55M (deposit + AVD stamp duty HK$3,510,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,436
−HK$13,585/mo
▼ 0.25% · 3.875%
HK$258,180
−HK$6,841/mo
Today · 4.125%
HK$265,021
baseline
▲ 0.50% · 4.625%
HK$278,990
+HK$13,969/mo
Deposit HK$33.04M · loan HK$49.56M · min. income ≈ HK$530,042/mo (50% DSR)
Upfront cash ≈ HK$36.55M (deposit + AVD stamp duty HK$3,510,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,681
−HK$16,535/mo
▼ 0.25% · 3.875%
HK$271,883
−HK$8,333/mo
Today · 4.125%
HK$280,216
baseline
▲ 0.50% · 4.625%
HK$297,266
+HK$17,050/mo
Deposit HK$24.78M · loan HK$57.82M · min. income ≈ HK$560,432/mo (50% DSR)
Upfront cash ≈ HK$28.29M (deposit + AVD stamp duty HK$3,510,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,342
−HK$15,849/mo
▼ 0.25% · 3.875%
HK$301,210
−HK$7,981/mo
Today · 4.125%
HK$309,191
baseline
▲ 0.50% · 4.625%
HK$325,488
+HK$16,297/mo
Deposit HK$24.78M · loan HK$57.82M · min. income ≈ HK$618,382/mo (50% DSR)
Upfront cash ≈ HK$28.29M (deposit + AVD stamp duty HK$3,510,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,018
−HK$21,260/mo
▼ 0.25% · 3.875%
HK$349,564
−HK$10,714/mo
Today · 4.125%
HK$360,278
baseline
▲ 0.50% · 4.625%
HK$382,200
+HK$21,922/mo
Deposit HK$8.26M · loan HK$74.34M · min. income ≈ HK$720,556/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$3,510,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,154
−HK$20,377/mo
▼ 0.25% · 3.875%
HK$387,269
−HK$10,262/mo
Today · 4.125%
HK$397,531
baseline
▲ 0.50% · 4.625%
HK$418,485
+HK$20,954/mo
Deposit HK$8.26M · loan HK$74.34M · min. income ≈ HK$795,062/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$3,510,393 · Scale 2, in force from 26 Feb 2026)