LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,388
−HK$11,814/mo
▼ 0.25% · 3.875%
HK$194,248
−HK$5,954/mo
Today · 4.125%
HK$200,202
baseline
▲ 0.50% · 4.625%
HK$212,383
+HK$12,181/mo
Deposit HK$41.31M · loan HK$41.31M · min. income ≈ HK$400,404/mo (50% DSR)
Upfront cash ≈ HK$44.82M (deposit + AVD stamp duty HK$3,511,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,580
−HK$11,323/mo
▼ 0.25% · 3.875%
HK$215,201
−HK$5,702/mo
Today · 4.125%
HK$220,903
baseline
▲ 0.50% · 4.625%
HK$232,547
+HK$11,644/mo
Deposit HK$41.31M · loan HK$41.31M · min. income ≈ HK$441,806/mo (50% DSR)
Upfront cash ≈ HK$44.82M (deposit + AVD stamp duty HK$3,511,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,066
−HK$14,176/mo
▼ 0.25% · 3.875%
HK$233,098
−HK$7,144/mo
Today · 4.125%
HK$240,242
baseline
▲ 0.50% · 4.625%
HK$254,860
+HK$14,618/mo
Deposit HK$33.05M · loan HK$49.57M · min. income ≈ HK$480,484/mo (50% DSR)
Upfront cash ≈ HK$36.56M (deposit + AVD stamp duty HK$3,511,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,496
−HK$13,587/mo
▼ 0.25% · 3.875%
HK$258,241
−HK$6,842/mo
Today · 4.125%
HK$265,083
baseline
▲ 0.50% · 4.625%
HK$279,056
+HK$13,973/mo
Deposit HK$33.05M · loan HK$49.57M · min. income ≈ HK$530,166/mo (50% DSR)
Upfront cash ≈ HK$36.56M (deposit + AVD stamp duty HK$3,511,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,743
−HK$16,539/mo
▼ 0.25% · 3.875%
HK$271,947
−HK$8,335/mo
Today · 4.125%
HK$280,282
baseline
▲ 0.50% · 4.625%
HK$297,337
+HK$17,055/mo
Deposit HK$24.79M · loan HK$57.83M · min. income ≈ HK$560,564/mo (50% DSR)
Upfront cash ≈ HK$28.30M (deposit + AVD stamp duty HK$3,511,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,412
−HK$15,852/mo
▼ 0.25% · 3.875%
HK$301,281
−HK$7,983/mo
Today · 4.125%
HK$309,264
baseline
▲ 0.50% · 4.625%
HK$325,566
+HK$16,302/mo
Deposit HK$24.79M · loan HK$57.83M · min. income ≈ HK$618,528/mo (50% DSR)
Upfront cash ≈ HK$28.30M (deposit + AVD stamp duty HK$3,511,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,098
−HK$21,265/mo
▼ 0.25% · 3.875%
HK$349,646
−HK$10,717/mo
Today · 4.125%
HK$360,363
baseline
▲ 0.50% · 4.625%
HK$382,290
+HK$21,927/mo
Deposit HK$8.26M · loan HK$74.36M · min. income ≈ HK$720,726/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$3,511,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,244
−HK$20,381/mo
▼ 0.25% · 3.875%
HK$387,361
−HK$10,264/mo
Today · 4.125%
HK$397,625
baseline
▲ 0.50% · 4.625%
HK$418,584
+HK$20,959/mo
Deposit HK$8.26M · loan HK$74.36M · min. income ≈ HK$795,250/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$3,511,225 · Scale 2, in force from 26 Feb 2026)