LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,390
−HK$11,814/mo
▼ 0.25% · 3.875%
HK$194,250
−HK$5,954/mo
Today · 4.125%
HK$200,204
baseline
▲ 0.50% · 4.625%
HK$212,386
+HK$12,182/mo
Deposit HK$41.31M · loan HK$41.31M · min. income ≈ HK$400,408/mo (50% DSR)
Upfront cash ≈ HK$44.82M (deposit + AVD stamp duty HK$3,511,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,582
−HK$11,323/mo
▼ 0.25% · 3.875%
HK$215,203
−HK$5,702/mo
Today · 4.125%
HK$220,905
baseline
▲ 0.50% · 4.625%
HK$232,549
+HK$11,644/mo
Deposit HK$41.31M · loan HK$41.31M · min. income ≈ HK$441,810/mo (50% DSR)
Upfront cash ≈ HK$44.82M (deposit + AVD stamp duty HK$3,511,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,068
−HK$14,176/mo
▼ 0.25% · 3.875%
HK$233,100
−HK$7,144/mo
Today · 4.125%
HK$240,244
baseline
▲ 0.50% · 4.625%
HK$254,863
+HK$14,619/mo
Deposit HK$33.05M · loan HK$49.57M · min. income ≈ HK$480,488/mo (50% DSR)
Upfront cash ≈ HK$36.56M (deposit + AVD stamp duty HK$3,511,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,498
−HK$13,588/mo
▼ 0.25% · 3.875%
HK$258,243
−HK$6,843/mo
Today · 4.125%
HK$265,086
baseline
▲ 0.50% · 4.625%
HK$279,059
+HK$13,973/mo
Deposit HK$33.05M · loan HK$49.57M · min. income ≈ HK$530,172/mo (50% DSR)
Upfront cash ≈ HK$36.56M (deposit + AVD stamp duty HK$3,511,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,746
−HK$16,539/mo
▼ 0.25% · 3.875%
HK$271,950
−HK$8,335/mo
Today · 4.125%
HK$280,285
baseline
▲ 0.50% · 4.625%
HK$297,340
+HK$17,055/mo
Deposit HK$24.79M · loan HK$57.83M · min. income ≈ HK$560,570/mo (50% DSR)
Upfront cash ≈ HK$28.30M (deposit + AVD stamp duty HK$3,511,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,415
−HK$15,852/mo
▼ 0.25% · 3.875%
HK$301,284
−HK$7,983/mo
Today · 4.125%
HK$309,267
baseline
▲ 0.50% · 4.625%
HK$325,569
+HK$16,302/mo
Deposit HK$24.79M · loan HK$57.83M · min. income ≈ HK$618,534/mo (50% DSR)
Upfront cash ≈ HK$28.30M (deposit + AVD stamp duty HK$3,511,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,102
−HK$21,265/mo
▼ 0.25% · 3.875%
HK$349,650
−HK$10,717/mo
Today · 4.125%
HK$360,367
baseline
▲ 0.50% · 4.625%
HK$382,294
+HK$21,927/mo
Deposit HK$8.26M · loan HK$74.36M · min. income ≈ HK$720,734/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$3,511,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,247
−HK$20,382/mo
▼ 0.25% · 3.875%
HK$387,365
−HK$10,264/mo
Today · 4.125%
HK$397,629
baseline
▲ 0.50% · 4.625%
HK$418,589
+HK$20,960/mo
Deposit HK$8.26M · loan HK$74.36M · min. income ≈ HK$795,258/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$3,511,260 · Scale 2, in force from 26 Feb 2026)