LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,394
−HK$11,814/mo
▼ 0.25% · 3.875%
HK$194,254
−HK$5,954/mo
Today · 4.125%
HK$200,208
baseline
▲ 0.50% · 4.625%
HK$212,390
+HK$12,182/mo
Deposit HK$41.31M · loan HK$41.31M · min. income ≈ HK$400,416/mo (50% DSR)
Upfront cash ≈ HK$44.82M (deposit + AVD stamp duty HK$3,511,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,586
−HK$11,324/mo
▼ 0.25% · 3.875%
HK$215,207
−HK$5,703/mo
Today · 4.125%
HK$220,910
baseline
▲ 0.50% · 4.625%
HK$232,554
+HK$11,644/mo
Deposit HK$41.31M · loan HK$41.31M · min. income ≈ HK$441,820/mo (50% DSR)
Upfront cash ≈ HK$44.82M (deposit + AVD stamp duty HK$3,511,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,073
−HK$14,177/mo
▼ 0.25% · 3.875%
HK$233,105
−HK$7,145/mo
Today · 4.125%
HK$240,250
baseline
▲ 0.50% · 4.625%
HK$254,868
+HK$14,618/mo
Deposit HK$33.05M · loan HK$49.57M · min. income ≈ HK$480,500/mo (50% DSR)
Upfront cash ≈ HK$36.56M (deposit + AVD stamp duty HK$3,511,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,504
−HK$13,588/mo
▼ 0.25% · 3.875%
HK$258,249
−HK$6,843/mo
Today · 4.125%
HK$265,092
baseline
▲ 0.50% · 4.625%
HK$279,065
+HK$13,973/mo
Deposit HK$33.05M · loan HK$49.57M · min. income ≈ HK$530,184/mo (50% DSR)
Upfront cash ≈ HK$36.56M (deposit + AVD stamp duty HK$3,511,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,752
−HK$16,539/mo
▼ 0.25% · 3.875%
HK$271,956
−HK$8,335/mo
Today · 4.125%
HK$280,291
baseline
▲ 0.50% · 4.625%
HK$297,346
+HK$17,055/mo
Deposit HK$24.79M · loan HK$57.83M · min. income ≈ HK$560,582/mo (50% DSR)
Upfront cash ≈ HK$28.30M (deposit + AVD stamp duty HK$3,511,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,421
−HK$15,853/mo
▼ 0.25% · 3.875%
HK$301,290
−HK$7,984/mo
Today · 4.125%
HK$309,274
baseline
▲ 0.50% · 4.625%
HK$325,576
+HK$16,302/mo
Deposit HK$24.79M · loan HK$57.83M · min. income ≈ HK$618,548/mo (50% DSR)
Upfront cash ≈ HK$28.30M (deposit + AVD stamp duty HK$3,511,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,109
−HK$21,265/mo
▼ 0.25% · 3.875%
HK$349,657
−HK$10,717/mo
Today · 4.125%
HK$360,374
baseline
▲ 0.50% · 4.625%
HK$382,302
+HK$21,928/mo
Deposit HK$8.26M · loan HK$74.36M · min. income ≈ HK$720,748/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$3,511,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,255
−HK$20,382/mo
▼ 0.25% · 3.875%
HK$387,373
−HK$10,264/mo
Today · 4.125%
HK$397,637
baseline
▲ 0.50% · 4.625%
HK$418,597
+HK$20,960/mo
Deposit HK$8.26M · loan HK$74.36M · min. income ≈ HK$795,274/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$3,511,335 · Scale 2, in force from 26 Feb 2026)