LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,443
−HK$11,817/mo
▼ 0.25% · 3.875%
HK$194,305
−HK$5,955/mo
Today · 4.125%
HK$200,260
baseline
▲ 0.50% · 4.625%
HK$212,446
+HK$12,186/mo
Deposit HK$41.32M · loan HK$41.32M · min. income ≈ HK$400,520/mo (50% DSR)
Upfront cash ≈ HK$44.83M (deposit + AVD stamp duty HK$3,512,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,641
−HK$11,327/mo
▼ 0.25% · 3.875%
HK$215,264
−HK$5,704/mo
Today · 4.125%
HK$220,968
baseline
▲ 0.50% · 4.625%
HK$232,615
+HK$11,647/mo
Deposit HK$41.32M · loan HK$41.32M · min. income ≈ HK$441,936/mo (50% DSR)
Upfront cash ≈ HK$44.83M (deposit + AVD stamp duty HK$3,512,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,132
−HK$14,180/mo
▼ 0.25% · 3.875%
HK$233,166
−HK$7,146/mo
Today · 4.125%
HK$240,312
baseline
▲ 0.50% · 4.625%
HK$254,935
+HK$14,623/mo
Deposit HK$33.06M · loan HK$49.58M · min. income ≈ HK$480,624/mo (50% DSR)
Upfront cash ≈ HK$36.57M (deposit + AVD stamp duty HK$3,512,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,570
−HK$13,591/mo
▼ 0.25% · 3.875%
HK$258,317
−HK$6,844/mo
Today · 4.125%
HK$265,161
baseline
▲ 0.50% · 4.625%
HK$279,138
+HK$13,977/mo
Deposit HK$33.06M · loan HK$49.58M · min. income ≈ HK$530,322/mo (50% DSR)
Upfront cash ≈ HK$36.57M (deposit + AVD stamp duty HK$3,512,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,821
−HK$16,544/mo
▼ 0.25% · 3.875%
HK$272,027
−HK$8,338/mo
Today · 4.125%
HK$280,365
baseline
▲ 0.50% · 4.625%
HK$297,424
+HK$17,059/mo
Deposit HK$24.79M · loan HK$57.85M · min. income ≈ HK$560,730/mo (50% DSR)
Upfront cash ≈ HK$28.30M (deposit + AVD stamp duty HK$3,512,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,498
−HK$15,857/mo
▼ 0.25% · 3.875%
HK$301,369
−HK$7,986/mo
Today · 4.125%
HK$309,355
baseline
▲ 0.50% · 4.625%
HK$325,661
+HK$16,306/mo
Deposit HK$24.79M · loan HK$57.85M · min. income ≈ HK$618,710/mo (50% DSR)
Upfront cash ≈ HK$28.30M (deposit + AVD stamp duty HK$3,512,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,198
−HK$21,271/mo
▼ 0.25% · 3.875%
HK$349,749
−HK$10,720/mo
Today · 4.125%
HK$360,469
baseline
▲ 0.50% · 4.625%
HK$382,402
+HK$21,933/mo
Deposit HK$8.26M · loan HK$74.38M · min. income ≈ HK$720,938/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$3,512,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,354
−HK$20,388/mo
▼ 0.25% · 3.875%
HK$387,475
−HK$10,267/mo
Today · 4.125%
HK$397,742
baseline
▲ 0.50% · 4.625%
HK$418,707
+HK$20,965/mo
Deposit HK$8.26M · loan HK$74.38M · min. income ≈ HK$795,484/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$3,512,255 · Scale 2, in force from 26 Feb 2026)