LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,466
−HK$11,819/mo
▼ 0.25% · 3.875%
HK$194,328
−HK$5,957/mo
Today · 4.125%
HK$200,285
baseline
▲ 0.50% · 4.625%
HK$212,471
+HK$12,186/mo
Deposit HK$41.33M · loan HK$41.33M · min. income ≈ HK$400,570/mo (50% DSR)
Upfront cash ≈ HK$44.84M (deposit + AVD stamp duty HK$3,512,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,667
−HK$11,327/mo
▼ 0.25% · 3.875%
HK$215,290
−HK$5,704/mo
Today · 4.125%
HK$220,994
baseline
▲ 0.50% · 4.625%
HK$232,643
+HK$11,649/mo
Deposit HK$41.33M · loan HK$41.33M · min. income ≈ HK$441,988/mo (50% DSR)
Upfront cash ≈ HK$44.84M (deposit + AVD stamp duty HK$3,512,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,159
−HK$14,182/mo
▼ 0.25% · 3.875%
HK$233,194
−HK$7,147/mo
Today · 4.125%
HK$240,341
baseline
▲ 0.50% · 4.625%
HK$254,966
+HK$14,625/mo
Deposit HK$33.06M · loan HK$49.59M · min. income ≈ HK$480,682/mo (50% DSR)
Upfront cash ≈ HK$36.57M (deposit + AVD stamp duty HK$3,512,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,600
−HK$13,593/mo
▼ 0.25% · 3.875%
HK$258,348
−HK$6,845/mo
Today · 4.125%
HK$265,193
baseline
▲ 0.50% · 4.625%
HK$279,172
+HK$13,979/mo
Deposit HK$33.06M · loan HK$49.59M · min. income ≈ HK$530,386/mo (50% DSR)
Upfront cash ≈ HK$36.57M (deposit + AVD stamp duty HK$3,512,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,853
−HK$16,545/mo
▼ 0.25% · 3.875%
HK$272,060
−HK$8,338/mo
Today · 4.125%
HK$280,398
baseline
▲ 0.50% · 4.625%
HK$297,460
+HK$17,062/mo
Deposit HK$24.80M · loan HK$57.86M · min. income ≈ HK$560,796/mo (50% DSR)
Upfront cash ≈ HK$28.31M (deposit + AVD stamp duty HK$3,512,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,533
−HK$15,859/mo
▼ 0.25% · 3.875%
HK$301,406
−HK$7,986/mo
Today · 4.125%
HK$309,392
baseline
▲ 0.50% · 4.625%
HK$325,700
+HK$16,308/mo
Deposit HK$24.80M · loan HK$57.86M · min. income ≈ HK$618,784/mo (50% DSR)
Upfront cash ≈ HK$28.31M (deposit + AVD stamp duty HK$3,512,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,239
−HK$21,273/mo
▼ 0.25% · 3.875%
HK$349,791
−HK$10,721/mo
Today · 4.125%
HK$360,512
baseline
▲ 0.50% · 4.625%
HK$382,449
+HK$21,937/mo
Deposit HK$8.27M · loan HK$74.39M · min. income ≈ HK$721,024/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$3,512,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,400
−HK$20,390/mo
▼ 0.25% · 3.875%
HK$387,522
−HK$10,268/mo
Today · 4.125%
HK$397,790
baseline
▲ 0.50% · 4.625%
HK$418,758
+HK$20,968/mo
Deposit HK$8.27M · loan HK$74.39M · min. income ≈ HK$795,580/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$3,512,679 · Scale 2, in force from 26 Feb 2026)