LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,467
−HK$11,819/mo
▼ 0.25% · 3.875%
HK$194,330
−HK$5,956/mo
Today · 4.125%
HK$200,286
baseline
▲ 0.50% · 4.625%
HK$212,473
+HK$12,187/mo
Deposit HK$41.33M · loan HK$41.33M · min. income ≈ HK$400,572/mo (50% DSR)
Upfront cash ≈ HK$44.84M (deposit + AVD stamp duty HK$3,512,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,668
−HK$11,328/mo
▼ 0.25% · 3.875%
HK$215,291
−HK$5,705/mo
Today · 4.125%
HK$220,996
baseline
▲ 0.50% · 4.625%
HK$232,645
+HK$11,649/mo
Deposit HK$41.33M · loan HK$41.33M · min. income ≈ HK$441,992/mo (50% DSR)
Upfront cash ≈ HK$44.84M (deposit + AVD stamp duty HK$3,512,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,161
−HK$14,182/mo
▼ 0.25% · 3.875%
HK$233,195
−HK$7,148/mo
Today · 4.125%
HK$240,343
baseline
▲ 0.50% · 4.625%
HK$254,967
+HK$14,624/mo
Deposit HK$33.06M · loan HK$49.59M · min. income ≈ HK$480,686/mo (50% DSR)
Upfront cash ≈ HK$36.57M (deposit + AVD stamp duty HK$3,512,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,601
−HK$13,594/mo
▼ 0.25% · 3.875%
HK$258,349
−HK$6,846/mo
Today · 4.125%
HK$265,195
baseline
▲ 0.50% · 4.625%
HK$279,173
+HK$13,978/mo
Deposit HK$33.06M · loan HK$49.59M · min. income ≈ HK$530,390/mo (50% DSR)
Upfront cash ≈ HK$36.57M (deposit + AVD stamp duty HK$3,512,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,854
−HK$16,546/mo
▼ 0.25% · 3.875%
HK$272,061
−HK$8,339/mo
Today · 4.125%
HK$280,400
baseline
▲ 0.50% · 4.625%
HK$297,462
+HK$17,062/mo
Deposit HK$24.80M · loan HK$57.86M · min. income ≈ HK$560,800/mo (50% DSR)
Upfront cash ≈ HK$28.31M (deposit + AVD stamp duty HK$3,512,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,535
−HK$15,859/mo
▼ 0.25% · 3.875%
HK$301,407
−HK$7,987/mo
Today · 4.125%
HK$309,394
baseline
▲ 0.50% · 4.625%
HK$325,702
+HK$16,308/mo
Deposit HK$24.80M · loan HK$57.86M · min. income ≈ HK$618,788/mo (50% DSR)
Upfront cash ≈ HK$28.31M (deposit + AVD stamp duty HK$3,512,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,241
−HK$21,273/mo
▼ 0.25% · 3.875%
HK$349,793
−HK$10,721/mo
Today · 4.125%
HK$360,514
baseline
▲ 0.50% · 4.625%
HK$382,451
+HK$21,937/mo
Deposit HK$8.27M · loan HK$74.39M · min. income ≈ HK$721,028/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$3,512,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,402
−HK$20,390/mo
▼ 0.25% · 3.875%
HK$387,524
−HK$10,268/mo
Today · 4.125%
HK$397,792
baseline
▲ 0.50% · 4.625%
HK$418,760
+HK$20,968/mo
Deposit HK$8.27M · loan HK$74.39M · min. income ≈ HK$795,584/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$3,512,700 · Scale 2, in force from 26 Feb 2026)