LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,483
−HK$11,819/mo
▼ 0.25% · 3.875%
HK$194,346
−HK$5,956/mo
Today · 4.125%
HK$200,302
baseline
▲ 0.50% · 4.625%
HK$212,490
+HK$12,188/mo
Deposit HK$41.33M · loan HK$41.33M · min. income ≈ HK$400,604/mo (50% DSR)
Upfront cash ≈ HK$44.84M (deposit + AVD stamp duty HK$3,512,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,685
−HK$11,329/mo
▼ 0.25% · 3.875%
HK$215,309
−HK$5,705/mo
Today · 4.125%
HK$221,014
baseline
▲ 0.50% · 4.625%
HK$232,664
+HK$11,650/mo
Deposit HK$41.33M · loan HK$41.33M · min. income ≈ HK$442,028/mo (50% DSR)
Upfront cash ≈ HK$44.84M (deposit + AVD stamp duty HK$3,512,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,179
−HK$14,184/mo
▼ 0.25% · 3.875%
HK$233,215
−HK$7,148/mo
Today · 4.125%
HK$240,363
baseline
▲ 0.50% · 4.625%
HK$254,988
+HK$14,625/mo
Deposit HK$33.06M · loan HK$49.60M · min. income ≈ HK$480,726/mo (50% DSR)
Upfront cash ≈ HK$36.58M (deposit + AVD stamp duty HK$3,512,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,622
−HK$13,595/mo
▼ 0.25% · 3.875%
HK$258,371
−HK$6,846/mo
Today · 4.125%
HK$265,217
baseline
▲ 0.50% · 4.625%
HK$279,197
+HK$13,980/mo
Deposit HK$33.06M · loan HK$49.60M · min. income ≈ HK$530,434/mo (50% DSR)
Upfront cash ≈ HK$36.58M (deposit + AVD stamp duty HK$3,512,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,876
−HK$16,547/mo
▼ 0.25% · 3.875%
HK$272,084
−HK$8,339/mo
Today · 4.125%
HK$280,423
baseline
▲ 0.50% · 4.625%
HK$297,486
+HK$17,063/mo
Deposit HK$24.80M · loan HK$57.86M · min. income ≈ HK$560,846/mo (50% DSR)
Upfront cash ≈ HK$28.31M (deposit + AVD stamp duty HK$3,512,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,559
−HK$15,860/mo
▼ 0.25% · 3.875%
HK$301,432
−HK$7,987/mo
Today · 4.125%
HK$309,419
baseline
▲ 0.50% · 4.625%
HK$325,729
+HK$16,310/mo
Deposit HK$24.80M · loan HK$57.86M · min. income ≈ HK$618,838/mo (50% DSR)
Upfront cash ≈ HK$28.31M (deposit + AVD stamp duty HK$3,512,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,269
−HK$21,275/mo
▼ 0.25% · 3.875%
HK$349,822
−HK$10,722/mo
Today · 4.125%
HK$360,544
baseline
▲ 0.50% · 4.625%
HK$382,483
+HK$21,939/mo
Deposit HK$8.27M · loan HK$74.39M · min. income ≈ HK$721,088/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$3,512,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,433
−HK$20,392/mo
▼ 0.25% · 3.875%
HK$387,556
−HK$10,269/mo
Today · 4.125%
HK$397,825
baseline
▲ 0.50% · 4.625%
HK$418,795
+HK$20,970/mo
Deposit HK$8.27M · loan HK$74.39M · min. income ≈ HK$795,650/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$3,512,992 · Scale 2, in force from 26 Feb 2026)