LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,548
−HK$11,823/mo
▼ 0.25% · 3.875%
HK$194,412
−HK$5,959/mo
Today · 4.125%
HK$200,371
baseline
▲ 0.50% · 4.625%
HK$212,563
+HK$12,192/mo
Deposit HK$41.34M · loan HK$41.34M · min. income ≈ HK$400,742/mo (50% DSR)
Upfront cash ≈ HK$44.86M (deposit + AVD stamp duty HK$3,514,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,757
−HK$11,333/mo
▼ 0.25% · 3.875%
HK$215,383
−HK$5,707/mo
Today · 4.125%
HK$221,090
baseline
▲ 0.50% · 4.625%
HK$232,744
+HK$11,654/mo
Deposit HK$41.34M · loan HK$41.34M · min. income ≈ HK$442,180/mo (50% DSR)
Upfront cash ≈ HK$44.86M (deposit + AVD stamp duty HK$3,514,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,257
−HK$14,188/mo
▼ 0.25% · 3.875%
HK$233,295
−HK$7,150/mo
Today · 4.125%
HK$240,445
baseline
▲ 0.50% · 4.625%
HK$255,076
+HK$14,631/mo
Deposit HK$33.07M · loan HK$49.61M · min. income ≈ HK$480,890/mo (50% DSR)
Upfront cash ≈ HK$36.59M (deposit + AVD stamp duty HK$3,514,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,709
−HK$13,599/mo
▼ 0.25% · 3.875%
HK$258,459
−HK$6,849/mo
Today · 4.125%
HK$265,308
baseline
▲ 0.50% · 4.625%
HK$279,293
+HK$13,985/mo
Deposit HK$33.07M · loan HK$49.61M · min. income ≈ HK$530,616/mo (50% DSR)
Upfront cash ≈ HK$36.59M (deposit + AVD stamp duty HK$3,514,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,967
−HK$16,553/mo
▼ 0.25% · 3.875%
HK$272,177
−HK$8,343/mo
Today · 4.125%
HK$280,520
baseline
▲ 0.50% · 4.625%
HK$297,589
+HK$17,069/mo
Deposit HK$24.81M · loan HK$57.88M · min. income ≈ HK$561,040/mo (50% DSR)
Upfront cash ≈ HK$28.32M (deposit + AVD stamp duty HK$3,514,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,660
−HK$15,866/mo
▼ 0.25% · 3.875%
HK$301,536
−HK$7,990/mo
Today · 4.125%
HK$309,526
baseline
▲ 0.50% · 4.625%
HK$325,841
+HK$16,315/mo
Deposit HK$24.81M · loan HK$57.88M · min. income ≈ HK$619,052/mo (50% DSR)
Upfront cash ≈ HK$28.32M (deposit + AVD stamp duty HK$3,514,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,386
−HK$21,282/mo
▼ 0.25% · 3.875%
HK$349,942
−HK$10,726/mo
Today · 4.125%
HK$360,668
baseline
▲ 0.50% · 4.625%
HK$382,614
+HK$21,946/mo
Deposit HK$8.27M · loan HK$74.42M · min. income ≈ HK$721,336/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$3,514,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,563
−HK$20,399/mo
▼ 0.25% · 3.875%
HK$387,689
−HK$10,273/mo
Today · 4.125%
HK$397,962
baseline
▲ 0.50% · 4.625%
HK$418,939
+HK$20,977/mo
Deposit HK$8.27M · loan HK$74.42M · min. income ≈ HK$795,924/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$3,514,198 · Scale 2, in force from 26 Feb 2026)