LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,633
−HK$11,829/mo
▼ 0.25% · 3.875%
HK$194,501
−HK$5,961/mo
Today · 4.125%
HK$200,462
baseline
▲ 0.50% · 4.625%
HK$212,660
+HK$12,198/mo
Deposit HK$41.36M · loan HK$41.36M · min. income ≈ HK$400,924/mo (50% DSR)
Upfront cash ≈ HK$44.88M (deposit + AVD stamp duty HK$3,515,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,853
−HK$11,337/mo
▼ 0.25% · 3.875%
HK$215,481
−HK$5,709/mo
Today · 4.125%
HK$221,190
baseline
▲ 0.50% · 4.625%
HK$232,850
+HK$11,660/mo
Deposit HK$41.36M · loan HK$41.36M · min. income ≈ HK$442,380/mo (50% DSR)
Upfront cash ≈ HK$44.88M (deposit + AVD stamp duty HK$3,515,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,360
−HK$14,195/mo
▼ 0.25% · 3.875%
HK$233,401
−HK$7,154/mo
Today · 4.125%
HK$240,555
baseline
▲ 0.50% · 4.625%
HK$255,192
+HK$14,637/mo
Deposit HK$33.09M · loan HK$49.63M · min. income ≈ HK$481,110/mo (50% DSR)
Upfront cash ≈ HK$36.61M (deposit + AVD stamp duty HK$3,515,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,823
−HK$13,605/mo
▼ 0.25% · 3.875%
HK$258,577
−HK$6,851/mo
Today · 4.125%
HK$265,428
baseline
▲ 0.50% · 4.625%
HK$279,420
+HK$13,992/mo
Deposit HK$33.09M · loan HK$49.63M · min. income ≈ HK$530,856/mo (50% DSR)
Upfront cash ≈ HK$36.61M (deposit + AVD stamp duty HK$3,515,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,087
−HK$16,560/mo
▼ 0.25% · 3.875%
HK$272,301
−HK$8,346/mo
Today · 4.125%
HK$280,647
baseline
▲ 0.50% · 4.625%
HK$297,724
+HK$17,077/mo
Deposit HK$24.82M · loan HK$57.91M · min. income ≈ HK$561,294/mo (50% DSR)
Upfront cash ≈ HK$28.33M (deposit + AVD stamp duty HK$3,515,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,794
−HK$15,873/mo
▼ 0.25% · 3.875%
HK$301,673
−HK$7,994/mo
Today · 4.125%
HK$309,667
baseline
▲ 0.50% · 4.625%
HK$325,990
+HK$16,323/mo
Deposit HK$24.82M · loan HK$57.91M · min. income ≈ HK$619,334/mo (50% DSR)
Upfront cash ≈ HK$28.33M (deposit + AVD stamp duty HK$3,515,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,540
−HK$21,292/mo
▼ 0.25% · 3.875%
HK$350,102
−HK$10,730/mo
Today · 4.125%
HK$360,832
baseline
▲ 0.50% · 4.625%
HK$382,788
+HK$21,956/mo
Deposit HK$8.27M · loan HK$74.45M · min. income ≈ HK$721,664/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$3,515,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,735
−HK$20,408/mo
▼ 0.25% · 3.875%
HK$387,866
−HK$10,277/mo
Today · 4.125%
HK$398,143
baseline
▲ 0.50% · 4.625%
HK$419,129
+HK$20,986/mo
Deposit HK$8.27M · loan HK$74.45M · min. income ≈ HK$796,286/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$3,515,797 · Scale 2, in force from 26 Feb 2026)