LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,866
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,453
−HK$596/mo
Today · 4.125%
HK$20,049
baseline
▲ 0.50% · 4.625%
HK$21,269
+HK$1,220/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,098/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,988
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,551
−HK$571/mo
Today · 4.125%
HK$22,122
baseline
▲ 0.50% · 4.625%
HK$23,288
+HK$1,166/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,244/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,639
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,344
−HK$715/mo
Today · 4.125%
HK$24,059
baseline
▲ 0.50% · 4.625%
HK$25,523
+HK$1,464/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$48,118/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,186
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,862
−HK$685/mo
Today · 4.125%
HK$26,547
baseline
▲ 0.50% · 4.625%
HK$27,946
+HK$1,399/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$53,094/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,413
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,234
−HK$835/mo
Today · 4.125%
HK$28,069
baseline
▲ 0.50% · 4.625%
HK$29,777
+HK$1,708/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$56,138/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,384
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,172
−HK$799/mo
Today · 4.125%
HK$30,971
baseline
▲ 0.50% · 4.625%
HK$32,604
+HK$1,633/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$61,942/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,959
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,015
−HK$1,074/mo
Today · 4.125%
HK$36,089
baseline
▲ 0.50% · 4.625%
HK$38,285
+HK$2,196/mo
Deposit HK$827K · loan HK$7.45M · min. income ≈ HK$72,178/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,779
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,792
−HK$1,028/mo
Today · 4.125%
HK$39,820
baseline
▲ 0.50% · 4.625%
HK$41,919
+HK$2,099/mo
Deposit HK$827K · loan HK$7.45M · min. income ≈ HK$79,640/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,212 · Scale 2, in force from 26 Feb 2026)