LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,700
−HK$11,833/mo
▼ 0.25% · 3.875%
HK$194,570
−HK$5,963/mo
Today · 4.125%
HK$200,533
baseline
▲ 0.50% · 4.625%
HK$212,735
+HK$12,202/mo
Deposit HK$41.38M · loan HK$41.38M · min. income ≈ HK$401,066/mo (50% DSR)
Upfront cash ≈ HK$44.89M (deposit + AVD stamp duty HK$3,517,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,927
−HK$11,342/mo
▼ 0.25% · 3.875%
HK$215,557
−HK$5,712/mo
Today · 4.125%
HK$221,269
baseline
▲ 0.50% · 4.625%
HK$232,932
+HK$11,663/mo
Deposit HK$41.38M · loan HK$41.38M · min. income ≈ HK$442,538/mo (50% DSR)
Upfront cash ≈ HK$44.89M (deposit + AVD stamp duty HK$3,517,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,440
−HK$14,200/mo
▼ 0.25% · 3.875%
HK$233,484
−HK$7,156/mo
Today · 4.125%
HK$240,640
baseline
▲ 0.50% · 4.625%
HK$255,282
+HK$14,642/mo
Deposit HK$33.10M · loan HK$49.65M · min. income ≈ HK$481,280/mo (50% DSR)
Upfront cash ≈ HK$36.62M (deposit + AVD stamp duty HK$3,517,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,912
−HK$13,610/mo
▼ 0.25% · 3.875%
HK$258,669
−HK$6,853/mo
Today · 4.125%
HK$265,522
baseline
▲ 0.50% · 4.625%
HK$279,519
+HK$13,997/mo
Deposit HK$33.10M · loan HK$49.65M · min. income ≈ HK$531,044/mo (50% DSR)
Upfront cash ≈ HK$36.62M (deposit + AVD stamp duty HK$3,517,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,180
−HK$16,567/mo
▼ 0.25% · 3.875%
HK$272,398
−HK$8,349/mo
Today · 4.125%
HK$280,747
baseline
▲ 0.50% · 4.625%
HK$297,829
+HK$17,082/mo
Deposit HK$24.83M · loan HK$57.93M · min. income ≈ HK$561,494/mo (50% DSR)
Upfront cash ≈ HK$28.34M (deposit + AVD stamp duty HK$3,517,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,898
−HK$15,878/mo
▼ 0.25% · 3.875%
HK$301,780
−HK$7,996/mo
Today · 4.125%
HK$309,776
baseline
▲ 0.50% · 4.625%
HK$326,105
+HK$16,329/mo
Deposit HK$24.83M · loan HK$57.93M · min. income ≈ HK$619,552/mo (50% DSR)
Upfront cash ≈ HK$28.34M (deposit + AVD stamp duty HK$3,517,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,660
−HK$21,300/mo
▼ 0.25% · 3.875%
HK$350,226
−HK$10,734/mo
Today · 4.125%
HK$360,960
baseline
▲ 0.50% · 4.625%
HK$382,924
+HK$21,964/mo
Deposit HK$8.28M · loan HK$74.48M · min. income ≈ HK$721,920/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$3,517,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,869
−HK$20,415/mo
▼ 0.25% · 3.875%
HK$388,003
−HK$10,281/mo
Today · 4.125%
HK$398,284
baseline
▲ 0.50% · 4.625%
HK$419,278
+HK$20,994/mo
Deposit HK$8.28M · loan HK$74.48M · min. income ≈ HK$796,568/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$3,517,042 · Scale 2, in force from 26 Feb 2026)