LTV · monthly repayment
▼ 0.50% · 3.625%
HK$188,713
−HK$11,834/mo
▼ 0.25% · 3.875%
HK$194,583
−HK$5,964/mo
Today · 4.125%
HK$200,547
baseline
▲ 0.50% · 4.625%
HK$212,750
+HK$12,203/mo
Deposit HK$41.38M · loan HK$41.38M · min. income ≈ HK$401,094/mo (50% DSR)
Upfront cash ≈ HK$44.90M (deposit + AVD stamp duty HK$3,517,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,942
−HK$11,342/mo
▼ 0.25% · 3.875%
HK$215,572
−HK$5,712/mo
Today · 4.125%
HK$221,284
baseline
▲ 0.50% · 4.625%
HK$232,948
+HK$11,664/mo
Deposit HK$41.38M · loan HK$41.38M · min. income ≈ HK$442,568/mo (50% DSR)
Upfront cash ≈ HK$44.90M (deposit + AVD stamp duty HK$3,517,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,456
−HK$14,201/mo
▼ 0.25% · 3.875%
HK$233,500
−HK$7,157/mo
Today · 4.125%
HK$240,657
baseline
▲ 0.50% · 4.625%
HK$255,300
+HK$14,643/mo
Deposit HK$33.10M · loan HK$49.66M · min. income ≈ HK$481,314/mo (50% DSR)
Upfront cash ≈ HK$36.62M (deposit + AVD stamp duty HK$3,517,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,930
−HK$13,611/mo
▼ 0.25% · 3.875%
HK$258,687
−HK$6,854/mo
Today · 4.125%
HK$265,541
baseline
▲ 0.50% · 4.625%
HK$279,538
+HK$13,997/mo
Deposit HK$33.10M · loan HK$49.66M · min. income ≈ HK$531,082/mo (50% DSR)
Upfront cash ≈ HK$36.62M (deposit + AVD stamp duty HK$3,517,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,199
−HK$16,567/mo
▼ 0.25% · 3.875%
HK$272,417
−HK$8,349/mo
Today · 4.125%
HK$280,766
baseline
▲ 0.50% · 4.625%
HK$297,850
+HK$17,084/mo
Deposit HK$24.83M · loan HK$57.93M · min. income ≈ HK$561,532/mo (50% DSR)
Upfront cash ≈ HK$28.35M (deposit + AVD stamp duty HK$3,517,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,918
−HK$15,880/mo
▼ 0.25% · 3.875%
HK$301,801
−HK$7,997/mo
Today · 4.125%
HK$309,798
baseline
▲ 0.50% · 4.625%
HK$326,128
+HK$16,330/mo
Deposit HK$24.83M · loan HK$57.93M · min. income ≈ HK$619,596/mo (50% DSR)
Upfront cash ≈ HK$28.35M (deposit + AVD stamp duty HK$3,517,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,684
−HK$21,301/mo
▼ 0.25% · 3.875%
HK$350,250
−HK$10,735/mo
Today · 4.125%
HK$360,985
baseline
▲ 0.50% · 4.625%
HK$382,950
+HK$21,965/mo
Deposit HK$8.28M · loan HK$74.48M · min. income ≈ HK$721,970/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$3,517,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$377,895
−HK$20,417/mo
▼ 0.25% · 3.875%
HK$388,030
−HK$10,282/mo
Today · 4.125%
HK$398,312
baseline
▲ 0.50% · 4.625%
HK$419,307
+HK$20,995/mo
Deposit HK$8.28M · loan HK$74.48M · min. income ≈ HK$796,624/mo (50% DSR)
Upfront cash ≈ HK$11.79M (deposit + AVD stamp duty HK$3,517,287 · Scale 2, in force from 26 Feb 2026)